Credit Union Safety Analysis
Is Credit Union 1 Safe? Anchorage, Alaska
Based on its Q2 2026 NCUA 5300 call report, Credit Union 1 has a net worth ratio of 15.48%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.01%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Credit Union 1's net worth ratio is 15.48%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 15.48%
- Delinquency ratio (60+ days) (Q2 2026): 1.01%
- Return on assets (Q2 2026): 1.09%
- Loan-to-share ratio (Q2 2026): 96.42%
Credit Union 1 (NCUA charter 66157, established 1952) reported $1.70B in assets and 112,794 members for Q2 2026 from Anchorage, Alaska. It ranks 2 of 8 credit unions in Alaska by total assets. Total assets grew 14.7% from $1.48B on June 30, 2025. It has 18,598 more members than on June 30, 2025 (+19.7%). Its net worth ratio was up 1.74 percentage points from 13.74% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $576.6M of $1.35B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.01% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 454 credit unions with $1B to $10B in assets: 10.89%; middle half of peers: 9.81% to 12.63%.
Earlier filings: 14.36% for Q1 2026; 13.74% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.68%; middle half of peers: 0.45% to 1.05%.
Earlier filings: 0.80% for Q1 2026; 1.09% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 0.89%; middle half of peers: 0.59% to 1.25%.
Earlier filings: 1.40% for Q1 2026; 0.65% for Q2 2025.
Median of the 454 credit unions with $1B to $10B in assets: 88.03%; middle half of peers: 78.23% to 95.19%.
Earlier filings: 95.25% for Q1 2026; 97.87% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $576.6M
- Used vehicle loans: $423.0M
- Other secured non-real estate loans and lines of credit: $129.0M
- New vehicle loans: $113.2M
- Unsecured credit card loans: $72.6M
- Other unsecured loans and lines of credit: $31.6M
- Commercial loans: $2.5M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $1.70B | 15.48% | 1.01% | 1.09% | 96.42% |
| March 31, 2026 | $1.53B | 14.36% | 0.80% | 1.40% | 95.25% |
| December 31, 2025 | $1.53B | 14.10% | 0.96% | 0.54% | 95.00% |
| September 30, 2025 | $1.50B | 14.09% | 1.04% | 1.89% | 99.64% |
| June 30, 2025 | $1.48B | 13.74% | 1.09% | 0.65% | 97.87% |
| March 31, 2025 | $1.49B | 13.63% | 0.86% | 1.11% | 94.07% |
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Free to use. It shows Credit Union 1’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 66157) · FFIEC NIC profile (RSSD 418780)
Frequently asked questions
Is Credit Union 1 well capitalized?
On its Q2 2026 NCUA 5300 call report, Credit Union 1's net worth ratio is 15.48%, above the 7% NCUA threshold for well capitalized.
Is Credit Union 1 FDIC insured?
No. The FDIC insures banks, not credit unions. Credit Union 1 is a federally insured credit union (NCUA charter 66157): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Credit Union 1's key safety ratios?
For Q2 2026, Credit Union 1 reports net worth 15.48%, delinquency 1.01%, ROA 1.09%, loan-to-share 96.42%.
What happens to my money if Credit Union 1 fails?
For Q2 2026, Credit Union 1 held $1.40B in shares and deposits for 112,794 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.