The Credit Union for Robertson County Springfield, Tennessee
The Credit Union for Robertson County is a state-chartered credit union headquartered in Springfield, TN (NCUA charter 67741), and it is regulated and insured by the NCUA. At Q2 2026 it reported 8,952 members and total assets of $85.3M (little changed from Q2 2025), the 49th largest of 123 credit unions headquartered in Tennessee. Its net worth ratio was 13.12% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67741
- Headquarters
- Springfield, TN
- Established
- Not reported
- Total assets, Q2 2026
- $85.3M
- Assets vs Q2 2025
- 0.0%
- Members, Q2 2026
- 8,952
- Net worth ratio, Q2 2026
- 13.12%
- Latest call report
- Q2 2026, NCUA 5300 · The Credit Union for Robertson County call report
- Asset rank in state
- 49th of 123 in Tennessee
- Routing number
- 264181590
- Branches
- 5
It has 1,089 fewer members than on June 30, 2025 (-10.8%). Its net worth ratio was up 0.80 percentage points from 12.32% on June 30, 2025. Used vehicle loans are its largest loan category, $33.9M of $56.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.59% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 13.12% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Tennessee
Frequently asked about The Credit Union for Robertson County
How big is The Credit Union for Robertson County?
At Q2 2026 it reported total assets of $85.3M and 8,952 members.
Where is The Credit Union for Robertson County headquartered?
It is headquartered in Springfield, TN, United States.
Is The Credit Union for Robertson County FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67741): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates The Credit Union for Robertson County?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is The Credit Union for Robertson County well capitalized?
Its net worth ratio was 13.12% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is The Credit Union for Robertson County's delinquency ratio?
Its delinquency ratio was 0.59% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is The Credit Union for Robertson County's loan-to-share ratio?
Its loan-to-share ratio was 77.35% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Springfield, TN 37172
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- NCUA Charter #
- 67741
- RSSD ID
- 629595
- Members
- 8,952
- Potential members
- 580,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 13.12% | 14.31% | 41st below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.83% | 0.72% | 55th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 6.35% | 4.74% | 60th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 5.08% | 3.93% | 87th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 83.86% | 79.83% | 41st below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.71% | 0.78% | 54th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.59% | 0.86% | 63rd above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.79% | 4.70% | 84th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 77.35% | 58.92% | 77th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$85.3M total assets against $85.3M; $73.5M total shares and deposits against $73.8M; $56.8M total loans against $59.2M.
$11.2M net worth against $10.5M.
13.12% net worth ratio against 12.32%.
77.35% loan-to-share ratio against 80.17%.
0.59% delinquency ratio against 0.62%.
0.83% return on assets against 0.88%; 6.35% return on equity against 7.16%.
5.08% net interest margin against 5.06%.
8,952 members against 10,041.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.12% | 0.83% | 0.59% | 77.35% |
| March 31, 2026 | 12.86% | 1.49% | 0.19% | 76.85% |
| December 31, 2025 | 12.80% | 0.63% | 0.61% | 81.32% |
| September 30, 2025 | 12.82% | 0.98% | 0.50% | 81.52% |
| June 30, 2025 | 12.32% | 0.88% | 0.62% | 80.17% |
| March 31, 2025 | 11.82% | 0.56% | 0.40% | 74.88% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.