CSD Credit Union Kansas City, Missouri
CSD Credit Union is a state-chartered credit union headquartered in Kansas City, MO, established in 1959 (NCUA charter 62701), and it is regulated and insured by the NCUA. At Q2 2026 it reported 5,836 members and total assets of $90.5M (up 10.1% from Q2 2025), the 32nd largest of 85 credit unions headquartered in Missouri. Its net worth ratio was 11.23% at Q2 2026, in the well capitalized band.
Also written as CSD CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 62701
- Headquarters
- Kansas City, MO
- Established
- 1959
- Total assets, Q2 2026
- $90.5M
- Assets vs Q2 2025
- +10.1%
- Members, Q2 2026
- 5,836
- Net worth ratio, Q2 2026
- 11.23%
- Latest call report
- Q2 2026, NCUA 5300 · CSD Credit Union call report
- Asset rank in state
- 32nd of 85 in Missouri
- Routing number
- 301080774
- Branches
- 2
It has 3 more members than on June 30, 2025 (+0.1%). Its net worth ratio was down 0.54 percentage points from 11.77% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $18.8M of $38.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.47% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 11.23% net worth ratio is below that band's 14.31% median.
Credit unions merged into CSD Credit Union
Northland Teachers Community Credit Union (2022) · Heartland Community Credit Union (2020)
Frequently asked about CSD Credit Union
How big is CSD Credit Union?
At Q2 2026 it reported total assets of $90.5M and 5,836 members.
Where is CSD Credit Union headquartered?
It is headquartered in Kansas City, MO, United States.
When was CSD Credit Union founded?
It was established in 1959, per NCUA records.
Is CSD Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 62701): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates CSD Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is CSD Credit Union well capitalized?
Its net worth ratio was 11.23% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is CSD Credit Union's delinquency ratio?
Its delinquency ratio was 0.47% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is CSD Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 47.88% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Kansas City, MO 64134
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1959
- NCUA Charter #
- 62701
- RSSD ID
- 990893
- Members
- 5,836
- Potential members
- 10,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 11.23% | 14.31% | 26th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.37% | 0.72% | 35th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.33% | 4.74% | 40th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.35% | 3.93% | 27th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 83.71% | 79.83% | 42nd below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.61% | 0.78% | 13th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.47% | 0.86% | 69th above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.96% | 4.70% | 61st position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 47.88% | 58.92% | 33rd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$90.5M total assets against $82.2M; $79.8M total shares and deposits against $72.1M; $38.2M total loans against $37.2M.
$10.2M net worth against $9.7M.
11.23% net worth ratio against 11.77%.
47.88% loan-to-share ratio against 51.56%.
0.47% delinquency ratio against 0.51%.
0.37% return on assets against 0.80%; 3.33% return on equity against 6.76%.
3.35% net interest margin against 3.58%.
5,836 members against 5,833.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.23% | 0.37% | 0.47% | 47.88% |
| March 31, 2026 | 11.27% | 0.58% | 0.42% | 49.05% |
| December 31, 2025 | 11.39% | 0.58% | 0.32% | 49.43% |
| September 30, 2025 | 11.81% | 0.72% | 0.29% | 52.24% |
| June 30, 2025 | 11.77% | 0.80% | 0.51% | 51.56% |
| March 31, 2025 | 11.68% | 0.81% | 0.15% | 52.61% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.