Credit Union Safety Analysis
Is D C Fire Department Federal Credit Union Safe? Washington, District of Columbia
Based on its Q2 2026 NCUA 5300 call report, D C Fire Department Federal Credit Union has a net worth ratio of 25.20%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.56%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, D C Fire Department Federal Credit Union's net worth ratio is 25.20%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 25.20%
- Delinquency ratio (60+ days) (Q2 2026): 1.56%
- Return on assets (Q2 2026): 0.33%
- Loan-to-share ratio (Q2 2026): 60.96%
D C Fire Department Federal Credit Union (NCUA charter 6088, established 1949) reported $6.6M in assets and 1,720 members for Q2 2026 from Washington, District of Columbia. It ranks 21 of 29 credit unions in District of Columbia by total assets. Total assets fell 9.3% from $7.2M on June 30, 2025. It has 15 more members than on June 30, 2025 (+0.9%). Its net worth ratio was up 3.20 percentage points from 22.00% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $3.0M of $3.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.56% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 25.53% for Q1 2026; 22.00% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 3.86% for Q1 2026; 5.50% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.64% for Q1 2026; 1.07% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 63.53% for Q1 2026; 53.70% for Q2 2025.
Loans by type, Q2 2026
- Other unsecured loans and lines of credit: $3.0M
- Other secured non-real estate loans and lines of credit: $21K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $6.6M | 25.20% | 1.56% | 0.33% | 60.96% |
| March 31, 2026 | $6.4M | 25.53% | 3.86% | 0.64% | 63.53% |
| December 31, 2025 | $6.5M | 24.92% | 7.79% | 2.01% | 62.01% |
| September 30, 2025 | $6.9M | 23.20% | 4.50% | 0.80% | 58.12% |
| June 30, 2025 | $7.2M | 22.00% | 5.50% | 1.07% | 53.70% |
| March 31, 2025 | $7.0M | 22.28% | 6.12% | -2.16% | 54.42% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
D C Fire Department Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 6088) · FFIEC NIC profile (RSSD 110682)
Frequently asked questions
Is D C Fire Department Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, D C Fire Department Federal Credit Union's net worth ratio is 25.20%, above the 7% NCUA threshold for well capitalized.
Is D C Fire Department Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. D C Fire Department Federal Credit Union is a federally insured credit union (NCUA charter 6088): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are D C Fire Department Federal Credit Union's key safety ratios?
For Q2 2026, D C Fire Department Federal Credit Union reports net worth 25.20%, delinquency 1.56%, ROA 0.33%, loan-to-share 60.96%.
What happens to my money if D C Fire Department Federal Credit Union fails?
For Q2 2026, D C Fire Department Federal Credit Union held $4.9M in shares and deposits for 1,720 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.