Credit Union Safety Analysis
Is Day Air Credit Union, Inc. Safe? Kettering, Ohio
Based on its Q2 2026 NCUA 5300 call report, Day Air Credit Union, Inc. has a net worth ratio of 14.56%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.96%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Day Air Credit Union, Inc. and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Day Air Credit Union, Inc.'s net worth ratio is 14.56%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 14.56%
- Delinquency ratio (60+ days) (Q2 2026): 0.96%
- Return on assets (Q2 2026): 1.26%
- Loan-to-share ratio (Q2 2026): 94.51%
Day Air Credit Union, Inc. (NCUA charter 66835, established 1980) reported $908.8M in assets and 54,544 members for Q2 2026 from Kettering, Ohio. It ranks 9 of 191 credit unions in Ohio by total assets. Total assets grew 4.5% from $869.5M on June 30, 2025. It has 977 more members than on June 30, 2025 (+1.8%). Its net worth ratio was up 1.01 percentage points from 13.55% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $258.9M of $706.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.96% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 14.50% for Q1 2026; 13.55% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.86% for Q1 2026; 0.76% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 2.20% for Q1 2026; 1.60% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 94.41% for Q1 2026; 99.32% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $258.9M
- Used vehicle loans: $191.3M
- New vehicle loans: $135.0M
- Commercial loans: $95.1M
- Unsecured credit card loans: $13.8M
- Other unsecured loans and lines of credit: $6.7M
- Non-federally guaranteed student loans: $3.4M
- Other secured non-real estate loans and lines of credit: $2.6M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $908.8M | 14.56% | 0.96% | 1.26% | 94.51% |
| March 31, 2026 | $892.9M | 14.50% | 0.86% | 2.20% | 94.41% |
| December 31, 2025 | $890.6M | 13.98% | 0.99% | 1.78% | 97.94% |
| September 30, 2025 | $873.0M | 13.85% | 0.77% | 1.45% | 100.34% |
| June 30, 2025 | $869.5M | 13.55% | 0.76% | 1.60% | 99.32% |
| March 31, 2025 | $853.9M | 13.39% | 0.73% | 1.64% | 99.41% |
Add this badge to your website
Free to use. It shows Day Air Credit Union, Inc.’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Day Air Credit Union, Inc. profile
Regulator records: NCUA credit union profile (charter 66835) · FFIEC NIC profile (RSSD 501794)
Frequently asked questions
Is Day Air Credit Union, Inc. well capitalized?
On its Q2 2026 NCUA 5300 call report, Day Air Credit Union, Inc.'s net worth ratio is 14.56%, above the 7% NCUA threshold for well capitalized.
Is Day Air Credit Union, Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. Day Air Credit Union, Inc. is a federally insured credit union (NCUA charter 66835): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Day Air Credit Union, Inc.'s key safety ratios?
For Q2 2026, Day Air Credit Union, Inc. reports net worth 14.56%, delinquency 0.96%, ROA 1.26%, loan-to-share 94.51%.
What happens to my money if Day Air Credit Union, Inc. fails?
For Q2 2026, Day Air Credit Union, Inc. held $747.9M in shares and deposits for 54,544 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.