Delta Federal Credit Union Greenville, Mississippi
Delta Federal Credit Union is a federal credit union headquartered in Greenville, MS, established in 1978 (NCUA charter 24893), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,730 members and total assets of $8.9M (up 3.9% from Q2 2025), the 40th largest of 52 credit unions headquartered in Mississippi. Its net worth ratio was 29.19% at Q2 2026, in the well capitalized band.
Also written as Delta FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24893
- Headquarters
- Greenville, MS
- Established
- 1978
- Total assets, Q2 2026
- $8.9M
- Assets vs Q2 2025
- +3.9%
- Members, Q2 2026
- 1,730
- Net worth ratio, Q2 2026
- 29.19%
- Latest call report
- Q2 2026, NCUA 5300 · Delta Federal Credit Union call report
- Asset rank in state
- 40th of 52 in Mississippi
- Routing number
- 284283342
- Branches
- 2
It has 7 fewer members than on June 30, 2025 (-0.4%). Its net worth ratio was up 2.82 percentage points from 26.37% on June 30, 2025. Its 60-day delinquency ratio of 0.27% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 29.19% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Mississippi
Credit unions merged into Delta Federal Credit Union
Frequently asked about Delta Federal Credit Union
How big is Delta Federal Credit Union?
At Q2 2026 it reported total assets of $8.9M and 1,730 members.
Where is Delta Federal Credit Union headquartered?
It is headquartered in Greenville, MS, United States.
When was Delta Federal Credit Union founded?
It was established in 1978, per NCUA records.
Is Delta Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24893): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Delta Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Delta Federal Credit Union well capitalized?
Its net worth ratio was 29.19% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Delta Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.27% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Delta Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 49.88% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Greenville, MS 38701
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1978
- NCUA Charter #
- 24893
- RSSD ID
- 663188
- Members
- 1,730
- Potential members
- 4,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 6 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 29.19% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 2.47% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 8.48% | 4.74% | 74th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 6.07% | 3.93% | over 90th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 63.68% | 79.83% | 81st top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.34% | 0.78% | 77th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.27% | 0.86% | 80th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 6.41% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 49.88% | 58.92% | 36th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$8.9M total assets against $8.5M; $6.3M total shares and deposits against $6.3M; $3.1M total loans against $3.1M.
$2.6M net worth against $2.2M.
29.19% net worth ratio against 26.37%.
49.88% loan-to-share ratio against 50.05%.
0.27% delinquency ratio against 0.49%.
2.47% return on assets against 0.05%; 8.48% return on equity against 0.21%.
6.07% net interest margin against 6.86%.
1,730 members against 1,737.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 29.19% | 2.47% | 0.27% | 49.88% |
| March 31, 2026 | 28.71% | 3.06% | 0.42% | 52.05% |
| December 31, 2025 | 28.94% | 2.15% | 0.21% | 56.27% |
| September 30, 2025 | 28.00% | 7.91% | 0.13% | 53.62% |
| June 30, 2025 | 26.37% | 0.05% | 0.49% | 50.05% |
| March 31, 2025 | 26.78% | 2.43% | 2.67% | 52.35% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.