Credit Union Safety Analysis
Is District 9 Highway Employees Credit Union Safe? Willow Springs, Missouri
Based on its Q2 2026 NCUA 5300 call report, District 9 Highway Employees Credit Union has a net worth ratio of 15.81%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.66%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of District 9 Highway Employees Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, District 9 Highway Employees Credit Union's net worth ratio is 15.81%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 15.81%
- Delinquency ratio (60+ days) (Q2 2026): 1.66%
- Return on assets (Q2 2026): 0.30%
- Loan-to-share ratio (Q2 2026): 37.65%
District 9 Highway Employees Credit Union (NCUA charter 64222, established 1954) reported $9.2M in assets and 1,920 members for Q2 2026 from Willow Springs, Missouri. It ranks 70 of 85 credit unions in Missouri by total assets. Total assets fell 3.7% from $9.6M on June 30, 2025. It has 26 fewer members than on June 30, 2025 (-1.3%). Its net worth ratio was up 0.82 percentage points from 14.99% on June 30, 2025. Used vehicle loans are its largest loan category, $1.1M of $2.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.66% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 15.67% for Q1 2026; 14.99% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 2.05% for Q1 2026; 1.81% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.02% for Q1 2026; -0.24% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 40.76% for Q1 2026; 44.36% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $1.1M
- New vehicle loans: $921K
- Other secured non-real estate loans and lines of credit: $812K
- Other unsecured loans and lines of credit: $73K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $9.2M | 15.81% | 1.66% | 0.30% | 37.65% |
| March 31, 2026 | $9.2M | 15.67% | 2.05% | 0.02% | 40.76% |
| December 31, 2025 | $9.4M | 15.48% | 2.57% | 0.61% | 42.20% |
| September 30, 2025 | $9.7M | 14.78% | 2.33% | -0.03% | 42.99% |
| June 30, 2025 | $9.6M | 14.99% | 1.81% | -0.24% | 44.36% |
| March 31, 2025 | $9.5M | 15.17% | 1.38% | 0.30% | 50.06% |
Add this badge to your website
Free to use. It shows District 9 Highway Employees Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
District 9 Highway Employees Credit Union profile
Regulator records: NCUA credit union profile (charter 64222) · FFIEC NIC profile (RSSD 389291)
Frequently asked questions
Is District 9 Highway Employees Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, District 9 Highway Employees Credit Union's net worth ratio is 15.81%, above the 7% NCUA threshold for well capitalized.
Is District 9 Highway Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. District 9 Highway Employees Credit Union is a federally insured credit union (NCUA charter 64222): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are District 9 Highway Employees Credit Union's key safety ratios?
For Q2 2026, District 9 Highway Employees Credit Union reports net worth 15.81%, delinquency 1.66%, ROA 0.30%, loan-to-share 37.65%.
What happens to my money if District 9 Highway Employees Credit Union fails?
For Q2 2026, District 9 Highway Employees Credit Union held $7.7M in shares and deposits for 1,920 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.