Dubuque Postal Employees Credit Union Dubuque, Iowa
Dubuque Postal Employees Credit Union is a state-chartered credit union headquartered in Dubuque, IA, established in 1979 (NCUA charter 64917), and it is regulated and insured by the NCUA. At Q2 2026 it reported 302 members and total assets of $4.3M (up 0.4% from Q2 2025), the 60th largest of 65 credit unions headquartered in Iowa. Its net worth ratio was 15.28% at Q2 2026, in the well capitalized band.
Also written as Dubuque Postal Employees CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 64917
- Headquarters
- Dubuque, IA
- Established
- 1979
- Total assets, Q2 2026
- $4.3M
- Assets vs Q2 2025
- +0.4%
- Members, Q2 2026
- 302
- Net worth ratio, Q2 2026
- 15.28%
- Latest call report
- Q2 2026, NCUA 5300 · Dubuque Postal Employees Credit Union call report
- Asset rank in state
- 60th of 65 in Iowa
- Routing number
- 273974565
- Branches
- 1
It has 1 fewer member than on June 30, 2025 (-0.3%). Its net worth ratio was up 0.70 percentage points from 14.58% on June 30, 2025. Used vehicle loans are its largest loan category, $806K of $1.3M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Iowa
Frequently asked about Dubuque Postal Employees Credit Union
How big is Dubuque Postal Employees Credit Union?
At Q2 2026 it reported total assets of $4.3M and 302 members.
Where is Dubuque Postal Employees Credit Union headquartered?
It is headquartered in Dubuque, IA, United States.
When was Dubuque Postal Employees Credit Union founded?
It was established in 1979, per NCUA records.
Is Dubuque Postal Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 64917): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Dubuque Postal Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Dubuque Postal Employees Credit Union well capitalized?
Its net worth ratio was 15.28% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Dubuque Postal Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 35.98% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Dubuque, IA 52001
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1979
- NCUA Charter #
- 64917
- RSSD ID
- 30696
- Members
- 302
- Potential members
- 500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.28% | 14.31% | 55th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.31% | 0.72% | 75th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 8.60% | 4.74% | 74th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.48% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 47.02% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.70% | 0.78% | 11th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.18% | 4.70% | 24th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 35.98% | 58.92% | 18th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$4.3M total assets against $4.3M; $3.6M total shares and deposits against $3.6M; $1.3M total loans against $1.5M.
$660K net worth against $627K.
15.28% net worth ratio against 14.58%.
35.98% loan-to-share ratio against 39.84%.
1.31% return on assets against 0.62%; 8.60% return on equity against 4.28%.
2.48% net interest margin against 2.05%.
302 members against 303.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.28% | 1.31% | — | 35.98% |
| March 31, 2026 | 14.94% | 0.70% | — | 36.35% |
| December 31, 2025 | 14.66% | 0.81% | — | 36.42% |
| September 30, 2025 | 14.74% | 0.79% | 0.23% | 39.41% |
| June 30, 2025 | 14.58% | 0.62% | 0.07% | 39.84% |
| March 31, 2025 | 14.35% | -0.09% | 0.44% | 36.11% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.