East Texas Professional Credit Union Longview, Texas
East Texas Professional Credit Union is a state-chartered credit union headquartered in Longview, TX, established in 1979 (NCUA charter 67761), and it is regulated and insured by the NCUA. At Q2 2026 it reported 104,455 members and total assets of $1.45B (up 7.3% from Q2 2025), the 25th largest of 377 credit unions headquartered in Texas. Its net worth ratio was 19.38% at Q2 2026, in the well capitalized band.
Also written as East Texas Professional CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67761
- Headquarters
- Longview, TX
- Established
- 1979
- Total assets, Q2 2026
- $1.45B
- Assets vs Q2 2025
- +7.3%
- Members, Q2 2026
- 104,455
- Net worth ratio, Q2 2026
- 19.38%
- Latest call report
- Q2 2026, NCUA 5300 · East Texas Professional Credit Union call report
- Asset rank in state
- 25th of 377 in Texas
- Routing number
- 311985788
- Branches
- 22
It has 2,187 more members than on June 30, 2025 (+2.1%). Its net worth ratio was up 0.54 percentage points from 18.84% on June 30, 2025. Used vehicle loans are its largest loan category, $336.1M of $977.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.41% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 19.38% net worth ratio is above that band's 10.89% median.
Credit unions similar in size in Texas
Credit unions merged into East Texas Professional Credit Union
North East Texas Credit Union (2022) · Letourneau Federal Credit Union (2020) · S W E Federal Credit Union (2019)
Frequently asked about East Texas Professional Credit Union
How big is East Texas Professional Credit Union?
At Q2 2026 it reported total assets of $1.45B and 104,455 members.
Where is East Texas Professional Credit Union headquartered?
It is headquartered in Longview, TX, United States.
When was East Texas Professional Credit Union founded?
It was established in 1979, per NCUA records.
Is East Texas Professional Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67761): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates East Texas Professional Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is East Texas Professional Credit Union well capitalized?
Its net worth ratio was 19.38% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is East Texas Professional Credit Union's delinquency ratio?
Its delinquency ratio was 0.41% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is East Texas Professional Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 84.93% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Longview, TX 75605
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1979
- NCUA Charter #
- 67761
- RSSD ID
- 693895
- Members
- 104,455
- Potential members
- 947,425
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 19.38% | 10.89% | over 90th top |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.92% | 0.89% | over 90th top |
| Return on equity Middle half of peers: 5.37% to 10.92% | 9.92% | 8.07% | 66th above |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.85% | 3.45% | 77th top |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 57.44% | 70.59% | 88th top |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.38% | 1.68% | 74th above |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.41% | 0.68% | 79th top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.24% | 5.12% | 58th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 84.93% | 88.03% | 42nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.45B total assets against $1.35B; $1.15B total shares and deposits against $1.08B; $977.1M total loans against $929.3M.
$280.5M net worth against $254.3M.
19.38% net worth ratio against 18.84%.
84.93% loan-to-share ratio against 86.16%.
0.41% delinquency ratio against 0.41%.
1.92% return on assets against 1.64%; 9.92% return on equity against 8.71%.
3.85% net interest margin against 3.82%.
104,455 members against 102,268.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 19.38% | 1.92% | 0.41% | 84.93% |
| March 31, 2026 | 18.93% | 1.64% | 0.23% | 82.70% |
| December 31, 2025 | 19.08% | 2.12% | 0.48% | 85.24% |
| September 30, 2025 | 18.90% | 1.95% | 0.49% | 85.78% |
| June 30, 2025 | 18.84% | 1.64% | 0.41% | 86.16% |
| March 31, 2025 | 18.88% | 1.72% | 0.15% | 87.01% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.