Eastern Utah Community Credit Union Price, Utah
Eastern Utah Community Credit Union is a federal credit union headquartered in Price, UT, established in 1968 (NCUA charter 24709), and it is regulated and insured by the NCUA. At Q2 2026 it reported 12,669 members and total assets of $219.2M (up 2.6% from Q2 2025), the 16th largest of 50 credit unions headquartered in Utah. Its net worth ratio was 14.11% at Q2 2026, in the well capitalized band.
Also written as Eastern Utah Community CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24709
- Headquarters
- Price, UT
- Established
- 1968
- Total assets, Q2 2026
- $219.2M
- Assets vs Q2 2025
- +2.6%
- Members, Q2 2026
- 12,669
- Net worth ratio, Q2 2026
- 14.11%
- Latest call report
- Q2 2026, NCUA 5300 · Eastern Utah Community Credit Union call report
- Asset rank in state
- 16th of 50 in Utah
- Routing number
- 324377817
- Branches
- 4
It has 118 more members than on June 30, 2025 (+0.9%). Its net worth ratio was up 0.83 percentage points from 13.28% on June 30, 2025. Used vehicle loans are its largest loan category, $40.8M of $128.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.74% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 14.11% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Utah
Frequently asked about Eastern Utah Community Credit Union
How big is Eastern Utah Community Credit Union?
At Q2 2026 it reported total assets of $219.2M and 12,669 members.
Where is Eastern Utah Community Credit Union headquartered?
It is headquartered in Price, UT, United States.
When was Eastern Utah Community Credit Union founded?
It was established in 1968, per NCUA records.
Is Eastern Utah Community Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24709): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Eastern Utah Community Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Eastern Utah Community Credit Union well capitalized?
Its net worth ratio was 14.11% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Eastern Utah Community Credit Union's delinquency ratio?
Its delinquency ratio was 0.74% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Eastern Utah Community Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 68.65% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Price, UT 84501
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1968
- NCUA Charter #
- 24709
- RSSD ID
- 271798
- Members
- 12,669
- Potential members
- 50,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 14.11% | 11.43% | 78th top |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.23% | 0.81% | 74th above |
| Return on equity Middle half of peers: 3.87% to 9.84% | 8.69% | 7.02% | 65th above |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.73% | 3.70% | 52nd above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 67.20% | 76.55% | 78th top |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.67% | 1.24% | 20th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.74% | 0.68% | 47th below |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.40% | 4.92% | 76th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 68.65% | 75.66% | 37th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$219.2M total assets against $213.7M; $187.4M total shares and deposits against $184.5M; $128.6M total loans against $127.2M.
$30.9M net worth against $28.4M.
14.11% net worth ratio against 13.28%.
68.65% loan-to-share ratio against 68.92%.
0.74% delinquency ratio against 0.89%.
1.23% return on assets against 1.35%; 8.69% return on equity against 10.18%.
3.73% net interest margin against 3.71%.
12,669 members against 12,551.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.11% | 1.23% | 0.74% | 68.65% |
| March 31, 2026 | 13.47% | 0.87% | 0.91% | 65.82% |
| December 31, 2025 | 13.52% | 1.37% | 0.87% | 66.91% |
| September 30, 2025 | 13.29% | 1.45% | 0.89% | 67.74% |
| June 30, 2025 | 13.28% | 1.35% | 0.89% | 68.92% |
| March 31, 2025 | 13.69% | 0.93% | 0.36% | 74.18% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.