Erie Police Federal Credit Union Erie, Pennsylvania
Erie Police Federal Credit Union is a federal credit union headquartered in Erie, PA, established in 1953 (NCUA charter 8626), and it is regulated and insured by the NCUA. At Q2 2026 it reported 426 members and total assets of $2.5M (down 2.0% from Q2 2025), the 250th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 26.23% at Q2 2026, in the well capitalized band.
Also written as Erie Police FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 8626
- Headquarters
- Erie, PA
- Established
- 1953
- Total assets, Q2 2026
- $2.5M
- Assets vs Q2 2025
- -2.0%
- Members, Q2 2026
- 426
- Net worth ratio, Q2 2026
- 26.23%
- Latest call report
- Q2 2026, NCUA 5300 · Erie Police Federal Credit Union call report
- Asset rank in state
- 250th of 269 in Pennsylvania
- Routing number
- 243380901
- Branches
- 3
It has 11 fewer members than on June 30, 2025 (-2.5%). Its net worth ratio was up 1.48 percentage points from 24.75% on June 30, 2025. Used vehicle loans are its largest loan category, $559K of $1.2M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Pennsylvania
Frequently asked about Erie Police Federal Credit Union
How big is Erie Police Federal Credit Union?
At Q2 2026 it reported total assets of $2.5M and 426 members.
Where is Erie Police Federal Credit Union headquartered?
It is headquartered in Erie, PA, United States.
When was Erie Police Federal Credit Union founded?
It was established in 1953, per NCUA records.
Is Erie Police Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 8626): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Erie Police Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Erie Police Federal Credit Union well capitalized?
Its net worth ratio was 26.23% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Erie Police Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 65.79% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Erie, PA 16501
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1953
- NCUA Charter #
- 8626
- RSSD ID
- 322186
- Members
- 426
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 26.23% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.95% | 0.72% | 60th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.61% | 4.74% | 42nd below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.29% | 3.93% | 65th above |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 78.02% | 79.83% | 54th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.30% | 0.78% | 80th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.59% | 4.70% | 44th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 65.79% | 58.92% | 60th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.5M total assets against $2.6M; $1.9M total shares and deposits against $1.9M; $1.2M total loans against $1.5M.
$663K net worth against $639K.
26.23% net worth ratio against 24.75%.
65.79% loan-to-share ratio against 75.07%.
0.95% return on assets against 1.51%; 3.61% return on equity against 6.08%.
4.29% net interest margin against 4.37%.
426 members against 437.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 26.23% | 0.95% | — | 65.79% |
| March 31, 2026 | 26.80% | 0.53% | — | 74.43% |
| December 31, 2025 | 27.62% | 1.46% | — | 86.70% |
| September 30, 2025 | 26.11% | 1.04% | — | 77.44% |
| June 30, 2025 | 24.75% | 1.51% | — | 75.07% |
| March 31, 2025 | 23.93% | 0.81% | — | 76.99% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.