Evergreen Credit Union Neenah, Wisconsin
Evergreen Credit Union is a state-chartered credit union headquartered in Neenah, WI, established in 1958 (NCUA charter 66395), and it is regulated and insured by the NCUA. At Q2 2026 it reported 3,386 members and total assets of $65.3M (up 5.0% from Q2 2025), the 59th largest of 98 credit unions headquartered in Wisconsin. Its net worth ratio was 13.99% at Q2 2026, in the well capitalized band.
Also written as Evergreen CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 66395
- Headquarters
- Neenah, WI
- Established
- 1958
- Total assets, Q2 2026
- $65.3M
- Assets vs Q2 2025
- +5.0%
- Members, Q2 2026
- 3,386
- Net worth ratio, Q2 2026
- 13.99%
- Latest call report
- Q2 2026, NCUA 5300 · Evergreen Credit Union call report
- Asset rank in state
- 59th of 98 in Wisconsin
- Routing number
- 275979490
- Branches
- 2
It has 34 fewer members than on June 30, 2025 (-1.0%). Its net worth ratio was up 0.41 percentage points from 13.58% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $35.1M of $47.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.99% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 13.99% net worth ratio is below that band's 14.31% median.
Frequently asked about Evergreen Credit Union
How big is Evergreen Credit Union?
At Q2 2026 it reported total assets of $65.3M and 3,386 members.
Where is Evergreen Credit Union headquartered?
It is headquartered in Neenah, WI, United States.
When was Evergreen Credit Union founded?
It was established in 1958, per NCUA records.
Is Evergreen Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 66395): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Evergreen Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Evergreen Credit Union well capitalized?
Its net worth ratio was 13.99% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Evergreen Credit Union's delinquency ratio?
Its delinquency ratio was 0.99% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Evergreen Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 85.38% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Neenah, WI 54956
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1958
- NCUA Charter #
- 66395
- RSSD ID
- 701295
- Members
- 3,386
- Potential members
- 500,778
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 13.99% | 14.31% | 47th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.37% | 0.72% | 77th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 9.80% | 4.74% | 79th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.48% | 3.93% | 32nd below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 70.51% | 79.83% | 70th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.22% | 0.78% | 25th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.99% | 0.86% | 47th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.71% | 4.70% | 50th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 85.38% | 58.92% | 86th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$65.3M total assets against $62.1M; $56.1M total shares and deposits against $53.6M; $47.9M total loans against $44.6M.
$9.1M net worth against $8.4M.
13.99% net worth ratio against 13.58%.
85.38% loan-to-share ratio against 83.26%.
0.99% delinquency ratio against 0.54%.
1.37% return on assets against 1.17%; 9.80% return on equity against 8.60%.
3.48% net interest margin against 3.58%.
3,386 members against 3,420.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.99% | 1.37% | 0.99% | 85.38% |
| March 31, 2026 | 13.94% | 0.59% | 0.91% | 85.05% |
| December 31, 2025 | 13.69% | 0.96% | 0.67% | 84.93% |
| September 30, 2025 | 13.92% | 1.55% | 0.65% | 84.78% |
| June 30, 2025 | 13.58% | 1.17% | 0.54% | 83.26% |
| March 31, 2025 | 13.72% | 1.02% | 0.35% | 85.28% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.