Credit Union Safety Analysis
Is Fab Church Federal Credit Union Safe? Savannah, Georgia
Based on its Q2 2026 NCUA 5300 call report, Fab Church Federal Credit Union has a net worth ratio of 14.81%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 13.99%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Fab Church Federal Credit Union's net worth ratio is 14.81%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 14.81%
- Delinquency ratio (60+ days) (Q2 2026): 13.99%
- Return on assets (Q2 2026): 0.94%
- Loan-to-share ratio (Q2 2026): 6.40%
Fab Church Federal Credit Union (NCUA charter 9527, established 1954) reported $488K in assets and 274 members for Q2 2026 from Savannah, Georgia. It ranks 70 of 71 credit unions in Georgia by total assets. Total assets grew 23.1% from $397K on June 30, 2025. It has 17 more members than on June 30, 2025 (+6.6%). Its net worth ratio was down 2.21 percentage points from 17.02% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $23K of $26K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 13.99% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 15.94% for Q1 2026; 17.02% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 2.15% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.58% for Q1 2026; -0.02% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 7.29% for Q1 2026; 6.46% for Q2 2025.
Loans by type, Q2 2026
- Other unsecured loans and lines of credit: $23K
- Other secured non-real estate loans and lines of credit: $3K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $488K | 14.81% | 13.99% | 0.94% | 6.40% |
| March 31, 2026 | $446K | 15.94% | — | 0.58% | 7.29% |
| December 31, 2025 | $417K | 16.91% | — | 3.97% | 8.70% |
| September 30, 2025 | $416K | 15.98% | 10.60% | -1.11% | 9.64% |
| June 30, 2025 | $397K | 17.02% | 2.15% | -0.02% | 6.46% |
| March 31, 2025 | $402K | 16.82% | 1.94% | 1.38% | 7.96% |
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Free to use. It shows Fab Church Federal Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Fab Church Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 9527) · FFIEC NIC profile (RSSD 977782)
Frequently asked questions
Is Fab Church Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Fab Church Federal Credit Union's net worth ratio is 14.81%, above the 7% NCUA threshold for well capitalized.
Is Fab Church Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Fab Church Federal Credit Union is a federally insured credit union (NCUA charter 9527): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Fab Church Federal Credit Union's key safety ratios?
For Q2 2026, Fab Church Federal Credit Union reports net worth 14.81%, delinquency 13.99%, ROA 0.94%, loan-to-share 6.40%.
What happens to my money if Fab Church Federal Credit Union fails?
For Q2 2026, Fab Church Federal Credit Union held $409K in shares and deposits for 274 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.