Credit Union Safety Analysis
Is Falls Catholic Credit Union, Inc. Safe? Cuyahoga Falls, Ohio
Based on its Q2 2026 NCUA 5300 call report, Falls Catholic Credit Union, Inc. has a net worth ratio of 17.44%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.19%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Falls Catholic Credit Union, Inc. and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Falls Catholic Credit Union, Inc.'s net worth ratio is 17.44%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 17.44%
- Delinquency ratio (60+ days) (Q2 2026): 1.19%
- Return on assets (Q2 2026): 0.74%
- Loan-to-share ratio (Q2 2026): 62.92%
Falls Catholic Credit Union, Inc. (NCUA charter 96707) reported $60.2M in assets and 4,660 members for Q2 2026 from Cuyahoga Falls, Ohio. It ranks 101 of 191 credit unions in Ohio by total assets. Total assets grew 4.9% from $57.4M on June 30, 2025. It has 37 fewer members than on June 30, 2025 (-0.8%). Its net worth ratio was up 0.22 percentage points from 17.22% on June 30, 2025. Used vehicle loans are its largest loan category, $12.8M of $31.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.19% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 17.30% for Q1 2026; 17.22% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 1.23% for Q1 2026; 0.89% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 1.12% for Q1 2026; 1.25% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 65.21% for Q1 2026; 62.88% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $12.8M
- 1- to 4-family residential and other consumer real estate loans: $11.0M
- New vehicle loans: $3.6M
- Unsecured credit card loans: $2.2M
- Other unsecured loans and lines of credit: $1.1M
- Other secured non-real estate loans and lines of credit: $331K
- Commercial loans: $71K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $60.2M | 17.44% | 1.19% | 0.74% | 62.92% |
| March 31, 2026 | $58.9M | 17.30% | 1.23% | 1.12% | 65.21% |
| December 31, 2025 | $58.8M | 17.07% | 1.64% | 0.73% | 59.90% |
| September 30, 2025 | $56.9M | 17.54% | 1.95% | 0.66% | 63.32% |
| June 30, 2025 | $57.4M | 17.22% | 0.89% | 1.25% | 62.88% |
| March 31, 2025 | $56.2M | 17.28% | 1.31% | 0.86% | 65.78% |
Add this badge to your website
Free to use. It shows Falls Catholic Credit Union, Inc.’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Falls Catholic Credit Union, Inc. profile
Regulator records: NCUA credit union profile (charter 96707) · FFIEC NIC profile (RSSD 739597)
Frequently asked questions
Is Falls Catholic Credit Union, Inc. well capitalized?
On its Q2 2026 NCUA 5300 call report, Falls Catholic Credit Union, Inc.'s net worth ratio is 17.44%, above the 7% NCUA threshold for well capitalized.
Is Falls Catholic Credit Union, Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. Falls Catholic Credit Union, Inc. is a federally insured credit union (NCUA charter 96707): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Falls Catholic Credit Union, Inc.'s key safety ratios?
For Q2 2026, Falls Catholic Credit Union, Inc. reports net worth 17.44%, delinquency 1.19%, ROA 0.74%, loan-to-share 62.92%.
What happens to my money if Falls Catholic Credit Union, Inc. fails?
For Q2 2026, Falls Catholic Credit Union, Inc. held $49.4M in shares and deposits for 4,660 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.