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Credit union call report ยท Spring Hill, TN

Family Advantage Federal Credit Union Call Report

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Family Advantage Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 261 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Family Advantage Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number24603
Federal Reserve RSSD ID2619723

The official copy: search charter number 24603 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Family Advantage Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
Family Advantage Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $1.6M
1b. Cash Items in Process of Collection AS0005 $115K
1c. Total Cash on Hand 730A $1.7M
2a. Cash on Deposit in Corporate Credit Unions 730B1 $14.0M
2c. Cash on Deposit in Other Financial Institutions 730B2 $11K
2. Cash on Deposit (total) 730B $14.0M
3. Time Deposits in Banks and Credit Unions AS0007 $35.7M
4. All Other Deposits AS0008 $180K
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $51.6M
12b. Perpetual Contributed Capital 769B $249K
13. TOTAL OTHER INVESTMENTS AS0017 $249K
15a. Number of Total Loans and Leases 025A 3,097
15b. Total Loans and Leases 025B $34.7M
17. ACL on Loans and Leases AS0048 $1.3M
18c. Foreclosed/Repossessed - Vehicles AS0024 $532
18e. Foreclosed/Repossessed Assets (total) 798A $532
19. Land and Building 007 $5.8M
20. Other Fixed Assets 008 $1.1M
21. NCUA Share Insurance Capitalization Deposit 794 $796K
22d. Accrued Interest on Loans 009A $163K
22f. All Other Assets 009C $398K
22g. Total Other Assets AS0036 $561K
23. TOTAL ASSETS 010 $93.4M
Accounts Payable and Other Liabilities 825 -$314K
Member Shares of All Types 013 $85.2M
Total Shares and Deposits 018 $85.2M
Undivided Earnings 940 $8.6M
Total Net Worth 997 $8.6M
Net Worth Ratio 998 9.18%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $93.4M
Statement of Income and Expense (22 items)
Family Advantage Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $1.3M
3. Income from Investments 120 $757K
5. TOTAL INTEREST INCOME 115 $2.1M
6. Dividends on Shares 380 $269K
9. TOTAL INTEREST EXPENSE 350 $269K
10. NET INTEREST INCOME IS0010 $1.8M
12a. Credit Loss Expense - Loans and Leases IS0011 $292K
12e. Total Credit Loss Expense IS0017 $292K
13. Fee Income 131 $295K
14. Other Operating Income IS0020 $125K
23. TOTAL NON-INTEREST INCOME 117 $419K
24. Employee Compensation and Benefits 210 $798K
25. Travel and Conference 230 $12K
26. Office Occupancy 250 $175K
27. Office Operations 260 $381K
28. Educational and Promotional 270 $11K
29. Loan Servicing 280 $28K
30. Professional and Outside Services 290 $499K
32. Operating Fees 320 $8K
33. Miscellaneous Operating Expense 360 $8K
34. TOTAL NON-INTEREST EXPENSE 671 $1.9M
35. NET INCOME 661A $5K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Family Advantage Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $379K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $70K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $26K
Amount of Delinquent Unsecured Credit Card Loans as of - 1 month to less than 2 months delinquent. 024B $95K
Loans Granted Year-to-Date 031A $227
Amount of Loans Granted Year-to-Date 031B $2.8M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $304K
Number of current members (not number of accounts) 083 7,048
Number of potential members 084 22,547
Interest Rate of Unsecured Credit Card Loans 521 990.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,053.00%
Interest Rate of New Vehicle Loans 523 574.00%
Interest Rate of Used Vehicle Loans 524 681.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $479K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $80K
Total Amount of All Other Shares 630 $1.1M
Amount of Regular Shares 657 $47.2M
Amount of Share Drafts 902 $17.1M
IRA/KEOGH Accounts - < 1 Year 906A $1.8M
Share Certificates - < 1 Year 908A $12.7M
Total Amount of Share Certificates 908C $13.1M
Total Amount of Money Market Shares 911 $4.9M
Number of Used Vehicle Loans 968 1,004
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Family Advantage Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $84.8M
Total Shares - 1-3 Years 013B1 $369K
Total Shares and Deposits - < 1 Year 018A $84.8M
Total Shares and Deposits - 1-3 Years 018B1 $369K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 19
Effective date of last audit 063 $122K
Amount of Used Vehicle Loans 370 $16.3M
Amount of New Vehicle Loans 385 $6.8M
Amount of Unsecured Credit Card Loans 396 $2.0M
Amount of All Other Unsecured Loans/Lines of Credit 397 $1.0M
Share Certificates 451 $247
Number of Accounts for Share Drafts 452 4,067
IRA/KEOGH Accounts 453 $98
Number of Accounts for Regular Shares 454 7,457
All other shares 455 $205
Money Market Shares 458 $123
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 12,197
Number of credit union employees who are Full-Time (26 hours or more) 564A 23
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $437K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,666.00%
Number of Outstanding Indirect Loans 617A 74
Total Amount of Outstanding Indirect Loans 618A $1.6M
Total credit lines 881 $2.8M
NCUA data file FS220B (23 items)

maturity and repricing buckets (40%), credit cards (17%)

Family Advantage Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $23K
Number - Total Delinquent Credit Card Loans 045A 6
Total Amount of Delinquent Unsecured Credit Card Loans 045B $28K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $2.3M
Total Uninsured Shares and Deposits > $250K (F+J) 068A $2.3M
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $82.8M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $1.1M
Amount of Regular Shares - < 1 Year 657A $47.2M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $61K
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $18K
Amount of Share Drafts - < 1 Year 902A $17.1M
IRA/KEOGH Accounts - 1-3 Years 906B1 $12K
Total Amount of IRA/KEOGH Accounts 906C $1.8M
Share Certificates - 1-3 Years 908B1 $357K
Money Market Shares - < 1 Year 911A $4.9M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $84K
Number of New Vehicle Loans 958 256
Total Shares 966 $12K
Total of outstanding loan balances subject to bankruptcies identified in items 23a-c. 971 $340K
Number of Unsecured Credit Card Loans 993 1,129
Number of All Other Unsecured Loans/Lines of Credit 994 464
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 6
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

Family Advantage Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 4
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $9.4M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $358K
Outstanding balance of brokered certificates of deposit and share certificates 788 $499K
NCUA data file FS220D (26 items)

member services and products offered (69%), CUSO relationships (27%)

Family Advantage Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union provide member services through a credit union shared branch services center? 566A $1
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Bilingual Services 879C1 $1
No Cost Bill Payer 879C2 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
New Share Account 887E $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
External Transfers/Payment ? ACH 887S $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

Family Advantage Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $2.8M
NCUA data file FS220H (4 items)

student loans (43%), delinquency (27%)

Family Advantage Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
YTD Recoveries of Payday Alternative Loans (PAL loans) (FCU only) 137 $16K
Total Unfunded Commitments for all loan types 816A $4.7M
Total number of TDR loans outstanding 1000F $25
Total amount of TDR loans outstanding 1001F $340K
NCUA data file FS220I (11 items)

vehicle lending (59%), delinquency (44%)

Family Advantage Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $201K
Amount of Used Vehicle Loans Delinquent 60 to 179 days 021C2 $41K
Amount of Used Vehicle Loans Delinquent 180 to 359 days 022C2 $26K
Number of Reportable Delinquent Used Vehicle Loans 035E2 6
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $106K
Amount of New Vehicle Loans YTD Charge Offs 550C1 $134K
Amount of Used Vehicle Loans YTD Charge Offs 550C2 $134K
Amount of New Vehicle Loans YTD Recoveries 551C1 $573
Amount of Used Vehicle Loans YTD Recoveries 551C2 $18K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $28K
Number of International Remittances originated Year-to-Date 928 1,327
NCUA data file FS220L (8 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Family Advantage Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $34.7M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $2.8M
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 881.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 574.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 775.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $2.1M
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $3.5M
NCUA data file FS220M (7 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Family Advantage Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $3.5M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $1.1M
Total Unfunded Commitments for Non-Commercial Loans 816T $4.7M
Total Unfunded Commitments for Overdraft Protection Program Commitments (Non-Commercial) 822C $1K
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 58
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 58
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 128
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Family Advantage Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $84.9M
(CECL) One-time Adjustment to Undivided Earnings for those credit unions that have adopted ASC topic 326 - Financial Instruments - Credit Losses NW0002 $93K
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $93.4M
NCUA data file FS220P (24 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Family Advantage Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Charge Offs - All Other Unsecured Loans/Lines of Credit CH0007 $71K
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $21K
Loan Loss Information - YTD Charge Offs - All Other Secured Non-Real Estate Loans/Lines of Credit CH0015 $13K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $6K
Loan Loss Information - YTD Charge Offs - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0019 $66K
Loan Loss Information - YTD Recoveries - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien CH0020 $621
Unsecured Credit Card Loans DL0002 $5K
All Other Unsecured Loans/Lines of Credit DL0022 $24K
All Other Unsecured Loans/Lines of Credit DL0023 $20K
All Other Unsecured Loans/Lines of Credit DL0024 $6K
All Other Unsecured Loans/Lines of Credit DL0027 $27K
All Other Unsecured Loans/Lines of Credit - Total Number of Reportable Delinquent Loans DL0028 $5
Used Vehicle Loans DL0037 $39K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0050 $59K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $93K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $93K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $1
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $50K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $50K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $1
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $207K
Amount of Consumer Loans in Non-Accrual Status DL0145 $74K
Number of Indirect Loans - New and Used Vehicle Loans IN0001 74
Amount of Indirect Loans - New and Used Vehicle Loans IN0002 $1.6M
NCUA data file FS220Q (15 items)

investment portfolio detail (69%)

Family Advantage Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $27.0M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $8.7M
Investment Maturity Distribution - Time Deposits - Total NV0116 $35.7M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $249K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $249K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $27.0M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $8.7M
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $249K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $35.9M
RBC Total Equity RB0001 $8.6M
RBC Allowance for Credit Losses RB0002 $1.3M
RBC Total Additions RB0005 $1.3M
RBC Total Deductions RB0009 $796K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $9.1M
RBC Risk-Based Capital Numerator RB0012 $9.1M
NCUA data file FS220R (32 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Family Advantage Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $249K
RBC Schedule Total Consumer Loans RB0060 $28.3M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $1.3M
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $1.3M
RBC Schedule Total Loans RB0079 $33.3M
RBC Total for Risk Weighting Total Loans RB0081 -$1.3M
RBC Total Loans 0% Weight RB0082 -$1.3M
RBC Schedule Total Other Assets RB0088 $8.2M
RBC Total for Risk Weighting Other Assets RB0090 $796K
RBC Other Assets 0% Weight RB0091 $796K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $93.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 -$536K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 -$536K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $93.4M
RBC Allowance for Credit Losses (Loans) RB0177 $1.3M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 58.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 3,549,591.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 64,400.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $3.5M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $64K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 58.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 2,828,262.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 128,750.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $2.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $129K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $116
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $6.4M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $193K
Total Shares SH0013 $85.2M
Total Shares and Deposits SH0018 $85.2M
Number of Loans Sold, Year-to-date SL0022 7
Amount of Loans Sold, Year-to-date SL0023 $1.9M
NCUA data file FS220S (4 items)

member services and products offered (29%), HMDA and entity identifiers (24%)

Family Advantage Federal Credit Union, NCUA data file FS220S, Q2 2026
Line item Account Q2 2026
Does the CU use financial technology companies to provide member services? PP0037 $1
Mortgage Lending PP0039 $1
Located in Metropolitan Statistical Area (MSA) PR0001 $1
home purchase loan or refinanced a home purchase loan PR0002 $1

Family Advantage Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Family Advantage Federal Credit Union call report?

The Family Advantage Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Family Advantage Federal Credit Union file?

Family Advantage Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Family Advantage Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Family Advantage Federal Credit Union is 24603.

How often does Family Advantage Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Family Advantage Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.