The Family Credit Union Davenport, Iowa
The Family Credit Union is a state-chartered credit union headquartered in Davenport, IA, established in 1935 (NCUA charter 60728), and it is regulated and insured by the NCUA. At Q2 2026 it reported 19,488 members and total assets of $253.3M (down 1.8% from Q2 2025), the 15th largest of 65 credit unions headquartered in Iowa. Its net worth ratio was 13.99% at Q2 2026, in the well capitalized band.
Also written as Family CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60728
- Headquarters
- Davenport, IA
- Established
- 1935
- Total assets, Q2 2026
- $253.3M
- Assets vs Q2 2025
- -1.8%
- Members, Q2 2026
- 19,488
- Net worth ratio, Q2 2026
- 13.99%
- Latest call report
- Q2 2026, NCUA 5300 · The Family Credit Union call report
- Asset rank in state
- 15th of 65 in Iowa
- Routing number
- 273973663
- Branches
- 10
It has 863 fewer members than on June 30, 2025 (-4.2%). Its net worth ratio was up 0.90 percentage points from 13.09% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $65.1M of $132.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.10% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 13.99% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Iowa
Credit unions merged into The Family Credit Union
Davenport Police Department Credit Union (2023) · Rimoda Credit Union (2014)
Frequently asked about The Family Credit Union
How big is The Family Credit Union?
At Q2 2026 it reported total assets of $253.3M and 19,488 members.
Where is The Family Credit Union headquartered?
It is headquartered in Davenport, IA, United States.
When was The Family Credit Union founded?
It was established in 1935, per NCUA records.
Is The Family Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60728): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates The Family Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is The Family Credit Union well capitalized?
Its net worth ratio was 13.99% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is The Family Credit Union's delinquency ratio?
Its delinquency ratio was 1.10% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is The Family Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 61.46% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Davenport, IA 52806
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1935
- NCUA Charter #
- 60728
- RSSD ID
- 500694
- Members
- 19,488
- Potential members
- 750,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 13.99% | 11.43% | 77th top |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.18% | 0.81% | 72nd above |
| Return on equity Middle half of peers: 3.87% to 9.84% | 8.41% | 7.02% | 62nd above |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.26% | 3.70% | 81st top |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 69.25% | 76.55% | 74th above |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 0.89% | 1.24% | 76th top |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 1.10% | 0.68% | 26th below |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.15% | 4.92% | 63rd position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 61.46% | 75.66% | 24th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$253.3M total assets against $257.9M; $216.0M total shares and deposits against $222.4M; $132.8M total loans against $142.1M.
$35.5M net worth against $33.7M.
13.99% net worth ratio against 13.09%.
61.46% loan-to-share ratio against 63.86%.
1.10% delinquency ratio against 1.21%.
1.18% return on assets against 0.37%; 8.41% return on equity against 2.86%.
4.26% net interest margin against 3.67%.
19,488 members against 20,351.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.99% | 1.18% | 1.10% | 61.46% |
| March 31, 2026 | 13.95% | -0.13% | 1.12% | 62.28% |
| December 31, 2025 | 14.36% | 0.35% | 1.76% | 66.09% |
| September 30, 2025 | 14.19% | 1.37% | 1.06% | 67.90% |
| June 30, 2025 | 13.09% | 0.37% | 1.21% | 63.86% |
| March 31, 2025 | 12.45% | 0.60% | 1.44% | 61.73% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.