Credit Union Safety Analysis
Is Fellowship Baptist Church Credit Union Safe? Chicago, Illinois
Based on its Q2 2026 NCUA 5300 call report, Fellowship Baptist Church Credit Union has a net worth ratio of 26.44%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.26%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Fellowship Baptist Church Credit Union's net worth ratio is 26.44%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 26.44%
- Delinquency ratio (60+ days) (Q2 2026): 1.26%
- Return on assets (Q2 2026): 6.33%
- Loan-to-share ratio (Q2 2026): 21.39%
Fellowship Baptist Church Credit Union (NCUA charter 64252, established 1977) reported $1.0M in assets and 367 members for Q2 2026 from Chicago, Illinois. It ranks 165 of 185 credit unions in Illinois by total assets. Total assets grew 3.8% from $1.0M on June 30, 2025. It has 15 fewer members than on June 30, 2025 (-3.9%). Its net worth ratio was up 0.95 percentage points from 25.49% on June 30, 2025. Used vehicle loans are its largest loan category, $62K of $132K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.26% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 27.55% for Q1 2026; 25.49% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 3.32% for Q1 2026 .
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: -2.45% for Q1 2026; -1.05% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 19.91% for Q1 2026; 33.13% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $62K
- Other unsecured loans and lines of credit: $27K
- Unsecured credit card loans: $23K
- Other secured non-real estate loans and lines of credit: $20K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $1.0M | 26.44% | 1.26% | 6.33% | 21.39% |
| March 31, 2026 | $953K | 27.55% | 3.32% | -2.45% | 19.91% |
| December 31, 2025 | $956K | 28.64% | — | 9.03% | 28.49% |
| September 30, 2025 | $991K | 26.10% | — | 0.92% | 31.55% |
| June 30, 2025 | $1.0M | 25.49% | — | -1.05% | 33.13% |
| March 31, 2025 | $986K | 26.27% | — | 1.96% | 28.28% |
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Free to use. It shows Fellowship Baptist Church Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Fellowship Baptist Church Credit Union profile
Regulator records: NCUA credit union profile (charter 64252) · FFIEC NIC profile (RSSD 299699)
Frequently asked questions
Is Fellowship Baptist Church Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Fellowship Baptist Church Credit Union's net worth ratio is 26.44%, above the 7% NCUA threshold for well capitalized.
Is Fellowship Baptist Church Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Fellowship Baptist Church Credit Union is a federally insured credit union (NCUA charter 64252): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Fellowship Baptist Church Credit Union's key safety ratios?
For Q2 2026, Fellowship Baptist Church Credit Union reports net worth 26.44%, delinquency 1.26%, ROA 6.33%, loan-to-share 21.39%.
What happens to my money if Fellowship Baptist Church Credit Union fails?
For Q2 2026, Fellowship Baptist Church Credit Union held $617K in shares and deposits for 367 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.