Credit Union Safety Analysis
Is Fire Fighters Credit Union Safe? Tulsa, Oklahoma
Based on its Q2 2026 NCUA 5300 call report, Fire Fighters Credit Union has a net worth ratio of 20.72%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.39%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Fire Fighters Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Fire Fighters Credit Union's net worth ratio is 20.72%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 20.72%
- Delinquency ratio (60+ days) (Q2 2026): 1.39%
- Return on assets (Q2 2026): 1.00%
- Loan-to-share ratio (Q2 2026): 83.80%
Fire Fighters Credit Union (NCUA charter 60696, established 1939) reported $45.4M in assets and 2,710 members for Q2 2026 from Tulsa, Oklahoma. It ranks 31 of 51 credit unions in Oklahoma by total assets. Total assets fell 6.7% from $48.7M on June 30, 2025. It has 17 fewer members than on June 30, 2025 (-0.6%). Its net worth ratio was up 2.45 percentage points from 18.27% on June 30, 2025. New vehicle loans are its largest loan category, $11.6M of $28.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.39% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 19.77% for Q1 2026; 18.27% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 1.34% for Q1 2026; 1.31% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 1.04% for Q1 2026; 0.95% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 77.85% for Q1 2026; 70.45% for Q2 2025.
Loans by type, Q2 2026
- New vehicle loans: $11.6M
- Used vehicle loans: $11.2M
- Other unsecured loans and lines of credit: $3.4M
- Other secured non-real estate loans and lines of credit: $2.3M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $45.4M | 20.72% | 1.39% | 1.00% | 83.80% |
| March 31, 2026 | $47.0M | 19.77% | 1.34% | 1.04% | 77.85% |
| December 31, 2025 | $48.9M | 18.75% | 1.73% | 0.98% | 73.99% |
| September 30, 2025 | $47.2M | 19.15% | 1.46% | 1.29% | 75.16% |
| June 30, 2025 | $48.7M | 18.27% | 1.31% | 0.95% | 70.45% |
| March 31, 2025 | $46.7M | 18.80% | 1.11% | 0.99% | 71.77% |
Add this badge to your website
Free to use. It shows Fire Fighters Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Fire Fighters Credit Union profile
Regulator records: NCUA credit union profile (charter 60696) · FFIEC NIC profile (RSSD 524195)
Frequently asked questions
Is Fire Fighters Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Fire Fighters Credit Union's net worth ratio is 20.72%, above the 7% NCUA threshold for well capitalized.
Is Fire Fighters Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Fire Fighters Credit Union is a federally insured credit union (NCUA charter 60696): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Fire Fighters Credit Union's key safety ratios?
For Q2 2026, Fire Fighters Credit Union reports net worth 20.72%, delinquency 1.39%, ROA 1.00%, loan-to-share 83.80%.
What happens to my money if Fire Fighters Credit Union fails?
For Q2 2026, Fire Fighters Credit Union held $34.1M in shares and deposits for 2,710 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.