Fire Police City County Federal Credit Union Fort Wayne, Indiana
Fire Police City County Federal Credit Union is a federal credit union headquartered in Fort Wayne, IN, established in 1974 (NCUA charter 21593), and it is regulated and insured by the NCUA. At Q2 2026 it reported 11,203 members and total assets of $206.6M (up 7.8% from Q2 2025), the 30th largest of 118 credit unions headquartered in Indiana. Its net worth ratio was 12.58% at Q2 2026, in the well capitalized band.
Also written as Fire Police City County FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 21593
- Headquarters
- Fort Wayne, IN
- Established
- 1974
- Total assets, Q2 2026
- $206.6M
- Assets vs Q2 2025
- +7.8%
- Members, Q2 2026
- 11,203
- Net worth ratio, Q2 2026
- 12.58%
- Latest call report
- Q2 2026, NCUA 5300 · Fire Police City County Federal Credit Union call report
- Asset rank in state
- 30th of 118 in Indiana
- Routing number
- 274973196
- Branches
- 7
It has 109 fewer members than on June 30, 2025 (-1.0%). Its net worth ratio was down 0.16 percentage points from 12.74% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $83.9M of $150.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.66% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 12.58% net worth ratio is above that band's 11.43% median.
Credit unions similar in size in Indiana
Credit unions merged into Fire Police City County Federal Credit Union
City Trust Federal Credit Union (2022) · N and W Federal Credit Union (2013)
Frequently asked about Fire Police City County Federal Credit Union
How big is Fire Police City County Federal Credit Union?
At Q2 2026 it reported total assets of $206.6M and 11,203 members.
Where is Fire Police City County Federal Credit Union headquartered?
It is headquartered in Fort Wayne, IN, United States.
When was Fire Police City County Federal Credit Union founded?
It was established in 1974, per NCUA records.
Is Fire Police City County Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 21593): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Fire Police City County Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Fire Police City County Federal Credit Union well capitalized?
Its net worth ratio was 12.58% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Fire Police City County Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.66% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Fire Police City County Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 84.08% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Fort Wayne, IN 46805
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1974
- NCUA Charter #
- 21593
- RSSD ID
- 151685
- Members
- 11,203
- Potential members
- 21,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 12.58% | 11.43% | 63rd above |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.40% | 0.81% | 23rd bottom |
| Return on equity Middle half of peers: 3.87% to 9.84% | 3.16% | 7.02% | 20th bottom |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.07% | 3.70% | 73rd above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 79.07% | 76.55% | 41st below |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.41% | 1.24% | 37th below |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.66% | 0.68% | 52nd above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.47% | 4.92% | 78th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 84.08% | 75.66% | 70th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$206.6M total assets against $191.6M; $179.5M total shares and deposits against $166.3M; $150.9M total loans against $142.5M.
$26.0M net worth against $24.4M.
12.58% net worth ratio against 12.74%.
84.08% loan-to-share ratio against 85.65%.
0.66% delinquency ratio against 0.54%.
0.40% return on assets against 2.19%; 3.16% return on equity against 17.20%.
4.07% net interest margin against 4.18%.
11,203 members against 11,312.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.58% | 0.40% | 0.66% | 84.08% |
| March 31, 2026 | 12.32% | 0.73% | 0.42% | 81.44% |
| December 31, 2025 | 12.52% | 0.75% | 0.91% | 84.85% |
| September 30, 2025 | 12.54% | 1.44% | 0.58% | 83.13% |
| June 30, 2025 | 12.74% | 2.19% | 0.54% | 85.65% |
| March 31, 2025 | 11.93% | 1.37% | 0.21% | 80.33% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.