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Credit Union Routing Number

First Central Credit Union Routing Number

The routing number for First Central Credit Union is 311990045. It is a credit union in Waco, Texas, NCUA charter 67644.

Primary ABA / RTN
311990045

Data as of · size and membership from the NCUA 5300 call report. How we update

About First Central Credit Union

First Central Credit Union is based in Waco, Texas, and has been chartered since 1937. It reported $191.7M in assets for Q2 2026, the 106th largest of 377 credit unions headquartered in Texas and 1306th of 4,252 nationally. Assets were $174.6M a year earlier (Q2 2025), so the credit union is larger now. It counted 20,958 members on that report. The NCUA lists 6 branch locations for the credit union.

Record

Routing number
311990045
NCUA charter number
67644
RSSD ID
979197
Headquarters
Waco, Texas 76710
Chartered
1937
NCUA insured since
July 16, 1991
Total assets (Q2 2026)
$191.7M
Members (Q2 2026)
20,958
Branch locations
6
Routing record refreshed
October 8, 2026
Check before you send money. First Central Credit Union's FFIEC record lists this one primary number and does not say whether it also serves wires. Confirm the wire number with the credit union. What a routing number is.

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