First Ohio Community Federal Credit Union North Canton, Ohio
First Ohio Community Federal Credit Union is a federal credit union headquartered in North Canton, OH, established in 1937 (NCUA charter 2454), and it is regulated and insured by the NCUA. At Q2 2026 it reported 3,246 members and total assets of $45.2M (up 6.8% from Q2 2025), the 111th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 10.68% at Q2 2026, in the well capitalized band.
Also written as First Ohio Community FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 2454
- Headquarters
- North Canton, OH
- Established
- 1937
- Total assets, Q2 2026
- $45.2M
- Assets vs Q2 2025
- +6.8%
- Members, Q2 2026
- 3,246
- Net worth ratio, Q2 2026
- 10.68%
- Latest call report
- Q2 2026, NCUA 5300 · First Ohio Community Federal Credit Union call report
- Asset rank in state
- 111th of 191 in Ohio
- Routing number
- 241280731
- Branches
- 2
It has 185 fewer members than on June 30, 2025 (-5.4%). Its net worth ratio was up 0.23 percentage points from 10.45% on June 30, 2025. Used vehicle loans are its largest loan category, $9.4M of $16.4M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Ohio
Frequently asked about First Ohio Community Federal Credit Union
How big is First Ohio Community Federal Credit Union?
At Q2 2026 it reported total assets of $45.2M and 3,246 members.
Where is First Ohio Community Federal Credit Union headquartered?
It is headquartered in North Canton, OH, United States.
When was First Ohio Community Federal Credit Union founded?
It was established in 1937, per NCUA records.
Is First Ohio Community Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 2454): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates First Ohio Community Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is First Ohio Community Federal Credit Union well capitalized?
Its net worth ratio was 10.68% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is First Ohio Community Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 40.67% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- North Canton, OH 44720
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1937
- NCUA Charter #
- 2454
- RSSD ID
- 876175
- Members
- 3,246
- Potential members
- 369,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 10.68% | 14.31% | 21st bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.95% | 0.72% | 60th above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 8.88% | 4.74% | 76th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.13% | 3.93% | 20th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 70.60% | 79.83% | 70th above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.19% | 0.78% | 27th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.32% | 4.70% | 31st position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 40.67% | 58.92% | 23rd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$45.2M total assets against $42.3M; $40.3M total shares and deposits against $37.8M; $16.4M total loans against $18.4M.
$4.8M net worth against $4.4M.
10.68% net worth ratio against 10.45%.
40.67% loan-to-share ratio against 48.69%.
0.95% return on assets against 0.95%; 8.88% return on equity against 9.09%.
3.13% net interest margin against 3.34%.
3,246 members against 3,431.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 10.68% | 0.95% | — | 40.67% |
| March 31, 2026 | 10.29% | 0.59% | — | 40.85% |
| December 31, 2025 | 10.50% | 1.31% | 0.10% | 44.44% |
| September 30, 2025 | 10.50% | 0.88% | 0.15% | 47.00% |
| June 30, 2025 | 10.45% | 0.95% | 0.00% | 48.69% |
| March 31, 2025 | 10.19% | 0.59% | 0.06% | 49.19% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.