Forge Federal Credit Union Upper Darby, Pennsylvania
Forge Federal Credit Union is a federal credit union headquartered in Upper Darby, PA, established in 1954 (NCUA charter 9622), and it is regulated and insured by the NCUA. At Q2 2026 it reported 4,043 members and total assets of $55.9M (up 2.2% from Q2 2025), the 115th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 20.52% at Q2 2026, in the well capitalized band.
Also written as Forge FCU · Trade name filed with the NCUA: Forge Credit Union
BankRegReports is independent of Forge Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 9622
- Headquarters
- Upper Darby, PA
- Established
- 1954
- Total assets, Q2 2026
- $55.9M
- Assets vs Q2 2025
- +2.2%
- Members, Q2 2026
- 4,043
- Net worth ratio, Q2 2026
- 20.52%
- Latest call report
- Q2 2026, NCUA 5300 · Forge Federal Credit Union call report
- Asset rank in state
- 115th of 269 in Pennsylvania
- Routing number
- 231385785
- Branches
- 2
It has 70 fewer members than on June 30, 2025 (-1.7%). Its net worth ratio was up 0.14 percentage points from 20.38% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $12.7M of $23.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.83% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 20.52% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Pennsylvania
Credit unions merged into Forge Federal Credit Union
Delco Postal CU (2022) · Allen Ame Federal Credit Union (2016)
Frequently asked about Forge Federal Credit Union
How big is Forge Federal Credit Union?
At Q2 2026 it reported total assets of $55.9M and 4,043 members.
Where is Forge Federal Credit Union headquartered?
It is headquartered in Upper Darby, PA, United States.
When was Forge Federal Credit Union founded?
It was established in 1954, per NCUA records.
Is Forge Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 9622): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Forge Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Forge Federal Credit Union well capitalized?
Its net worth ratio was 20.52% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Forge Federal Credit Union's delinquency ratio?
Its delinquency ratio was 1.83% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Forge Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 52.48% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Upper Darby, PA 19082
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1954
- NCUA Charter #
- 9622
- RSSD ID
- 981284
- Members
- 4,043
- Potential members
- 6,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 20.52% | 14.31% | 78th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.70% | 0.72% | 85th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 8.27% | 4.74% | 72nd above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.89% | 3.93% | 49th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 62.79% | 79.83% | 83rd top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.63% | 0.78% | 13th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.83% | 0.86% | 27th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.52% | 4.70% | 79th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 52.48% | 58.92% | 40th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$55.9M total assets against $54.7M; $44.2M total shares and deposits against $43.7M; $23.2M total loans against $24.3M.
$11.5M net worth against $11.2M.
20.52% net worth ratio against 20.38%.
52.48% loan-to-share ratio against 55.60%.
1.83% delinquency ratio against 2.13%.
1.70% return on assets against 1.44%; 8.27% return on equity against 7.03%.
3.89% net interest margin against 3.83%.
4,043 members against 4,113.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 20.52% | 1.70% | 1.83% | 52.48% |
| March 31, 2026 | 20.41% | 1.72% | 2.37% | 53.72% |
| December 31, 2025 | 20.55% | -0.31% | 3.60% | 56.22% |
| September 30, 2025 | 21.15% | 1.28% | 2.33% | 57.13% |
| June 30, 2025 | 20.38% | 1.44% | 2.13% | 55.60% |
| March 31, 2025 | 20.00% | 1.46% | 1.43% | 56.58% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.