Credit Union Safety Analysis
Is Forrit Credit Union Safe? Clackamas, Oregon
Based on its Q2 2026 NCUA 5300 call report, Forrit Credit Union has a net worth ratio of 10.29%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.02%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Forrit Credit Union's net worth ratio is 10.29%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 10.29%
- Delinquency ratio (60+ days) (Q2 2026): 1.02%
- Return on assets (Q2 2026): -0.43%
- Loan-to-share ratio (Q2 2026): 83.80%
Forrit Credit Union (NCUA charter 64103, established 1936) reported $82.0M in assets and 4,463 members for Q2 2026 from Clackamas, Oregon. It ranks 32 of 47 credit unions in Oregon by total assets. Total assets fell 10.7% from $91.9M on June 30, 2025. It has 193 fewer members than on June 30, 2025 (-4.1%). Its net worth ratio was down 0.11 percentage points from 10.40% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $36.9M of $61.2M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.02% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 10.13% for Q1 2026; 10.40% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 1.40% for Q1 2026; 1.01% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: -0.04% for Q1 2026; -0.89% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 83.73% for Q1 2026; 80.65% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $36.9M
- Used vehicle loans: $10.4M
- Other unsecured loans and lines of credit: $6.1M
- New vehicle loans: $3.9M
- Other secured non-real estate loans and lines of credit: $2.5M
- Unsecured credit card loans: $1.3M
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $82.0M | 10.29% | 1.02% | -0.43% | 83.80% |
| March 31, 2026 | $84.2M | 10.13% | 1.40% | -0.04% | 83.73% |
| December 31, 2025 | $82.0M | 10.42% | 1.24% | -2.59% | 88.91% |
| September 30, 2025 | $88.4M | 10.30% | 1.37% | -2.02% | 83.15% |
| June 30, 2025 | $91.9M | 10.40% | 1.01% | -0.89% | 80.65% |
| March 31, 2025 | $95.7M | 10.20% | 1.00% | -2.73% | 73.91% |
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Free to use. It shows Forrit Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 64103) · FFIEC NIC profile (RSSD 373898)
Frequently asked questions
Is Forrit Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Forrit Credit Union's net worth ratio is 10.29%, above the 7% NCUA threshold for well capitalized.
Is Forrit Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Forrit Credit Union is a federally insured credit union (NCUA charter 64103): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Forrit Credit Union's key safety ratios?
For Q2 2026, Forrit Credit Union reports net worth 10.29%, delinquency 1.02%, ROA -0.43%, loan-to-share 83.80%.
What happens to my money if Forrit Credit Union fails?
For Q2 2026, Forrit Credit Union held $73.0M in shares and deposits for 4,463 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.