Fort Ligonier Federal Credit Union Bolivar, Pennsylvania
Fort Ligonier Federal Credit Union is a federal credit union headquartered in Bolivar, PA, established in 1958 (NCUA charter 12505), and it is regulated and insured by the NCUA. At Q2 2026 it reported 345 members and total assets of $3.2M (up 6.7% from Q2 2025), the 246th largest of 269 credit unions headquartered in Pennsylvania. Its net worth ratio was 15.90% at Q2 2026, in the well capitalized band.
Also written as Fort Ligonier FCU
BankRegReports is independent of Fort Ligonier Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 12505
- Headquarters
- Bolivar, PA
- Established
- 1958
- Total assets, Q2 2026
- $3.2M
- Assets vs Q2 2025
- +6.7%
- Members, Q2 2026
- 345
- Net worth ratio, Q2 2026
- 15.90%
- Latest call report
- Q2 2026, NCUA 5300 · Fort Ligonier Federal Credit Union call report
- Asset rank in state
- 246th of 269 in Pennsylvania
- Routing number
- 243382239
- Branches
- 2
It has 8 fewer members than on June 30, 2025 (-2.3%). Its net worth ratio was down 1.36 percentage points from 17.26% on June 30, 2025. Used vehicle loans are its largest loan category, $487K of $901K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.27% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 15.90% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Pennsylvania
Frequently asked about Fort Ligonier Federal Credit Union
How big is Fort Ligonier Federal Credit Union?
At Q2 2026 it reported total assets of $3.2M and 345 members.
Where is Fort Ligonier Federal Credit Union headquartered?
It is headquartered in Bolivar, PA, United States.
When was Fort Ligonier Federal Credit Union founded?
It was established in 1958, per NCUA records.
Is Fort Ligonier Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 12505): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Fort Ligonier Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Fort Ligonier Federal Credit Union well capitalized?
Its net worth ratio was 15.90% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Fort Ligonier Federal Credit Union's delinquency ratio?
Its delinquency ratio was 1.27% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Fort Ligonier Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 33.90% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Bolivar, PA 15923
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1958
- NCUA Charter #
- 12505
- RSSD ID
- 372387
- Members
- 345
- Potential members
- 700
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 6 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.90% | 14.31% | 58th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.56% | 0.72% | 43rd below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 3.53% | 4.74% | 42nd below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.29% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.65% | 0.78% | 12th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.27% | 0.86% | 40th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.94% | 4.70% | 17th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 33.90% | 58.92% | 16th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$3.2M total assets against $3.0M; $2.7M total shares and deposits against $2.4M; $901K total loans against $1.0M.
$504K net worth against $513K.
15.90% net worth ratio against 17.26%.
33.90% loan-to-share ratio against 42.39%.
1.27% delinquency ratio against 0.29%.
0.56% return on assets against 1.39%; 3.53% return on equity against 8.07%.
2.29% net interest margin against 2.25%.
345 members against 353.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.90% | 0.56% | 1.27% | 33.90% |
| March 31, 2026 | 16.10% | 0.36% | 1.49% | 32.15% |
| December 31, 2025 | 16.31% | -1.97% | — | 35.30% |
| September 30, 2025 | 17.29% | -0.10% | — | 38.78% |
| June 30, 2025 | 17.26% | 1.39% | 0.29% | 42.39% |
| March 31, 2025 | 16.90% | 0.93% | 0.40% | 42.37% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.