Fort Worth City Credit Union Fort Worth, Texas
Fort Worth City Credit Union is a state-chartered credit union headquartered in Fort Worth, TX, established in 1929 (NCUA charter 67532), and it is regulated and insured by the NCUA. At Q2 2026 it reported 16,137 members and total assets of $336.8M (up 6.9% from Q2 2025), the 79th largest of 377 credit unions headquartered in Texas. Its net worth ratio was 13.10% at Q2 2026, in the well capitalized band.
Also written as Fort Worth City CU
BankRegReports is independent of Fort Worth City Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67532
- Headquarters
- Fort Worth, TX
- Established
- 1929
- Total assets, Q2 2026
- $336.8M
- Assets vs Q2 2025
- +6.9%
- Members, Q2 2026
- 16,137
- Net worth ratio, Q2 2026
- 13.10%
- Latest call report
- Q2 2026, NCUA 5300 · Fort Worth City Credit Union call report
- Asset rank in state
- 79th of 377 in Texas
- Routing number
- 311981669
- Branches
- 2
It has 262 more members than on June 30, 2025 (+1.7%). Its net worth ratio was up 0.45 percentage points from 12.65% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $96.2M of $187.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.03% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 13.10% net worth ratio is above that band's 11.43% median.
Credit unions merged into Fort Worth City Credit Union
Frequently asked about Fort Worth City Credit Union
How big is Fort Worth City Credit Union?
At Q2 2026 it reported total assets of $336.8M and 16,137 members.
Where is Fort Worth City Credit Union headquartered?
It is headquartered in Fort Worth, TX, United States.
When was Fort Worth City Credit Union founded?
It was established in 1929, per NCUA records.
Is Fort Worth City Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67532): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Fort Worth City Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Fort Worth City Credit Union well capitalized?
Its net worth ratio was 13.10% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Fort Worth City Credit Union's delinquency ratio?
Its delinquency ratio was 0.03% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Fort Worth City Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 63.47% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Fort Worth, TX 76107
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1929
- NCUA Charter #
- 67532
- RSSD ID
- 704595
- Members
- 16,137
- Potential members
- 3,413,203
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 13.10% | 11.43% | 69th above |
| Return on assets Middle half of peers: 0.43% to 1.23% | 1.91% | 0.81% | over 90th top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 14.62% | 7.02% | over 90th top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.36% | 3.70% | 29th below |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 57.38% | 76.55% | over 90th top |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 0.95% | 1.24% | 72nd above |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.03% | 0.68% | over 90th top |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 4.31% | 4.92% | 16th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 63.47% | 75.66% | 28th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$336.8M total assets against $314.9M; $296.1M total shares and deposits against $274.8M; $187.9M total loans against $176.1M.
$44.1M net worth against $39.8M.
13.10% net worth ratio against 12.65%.
63.47% loan-to-share ratio against 64.08%.
0.03% delinquency ratio against 0.10%.
1.91% return on assets against 1.31%; 14.62% return on equity against 10.33%.
3.36% net interest margin against 2.90%.
16,137 members against 15,875.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 13.10% | 1.91% | 0.03% | 63.47% |
| March 31, 2026 | 12.68% | 1.92% | 0.03% | 63.18% |
| December 31, 2025 | 12.59% | -0.01% | 0.03% | 64.71% |
| September 30, 2025 | 12.81% | 1.45% | 0.07% | 64.17% |
| June 30, 2025 | 12.65% | 1.31% | 0.10% | 64.08% |
| March 31, 2025 | 12.28% | 1.37% | 0.05% | 61.27% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.