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Credit Union Safety Analysis

Is Fraternal Order of Police Federal Credit Union Safe? Tulsa, Oklahoma

Based on its Q2 2026 NCUA 5300 call report, Fraternal Order of Police Federal Credit Union has a net worth ratio of 12.39%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.50%, and its shares are NCUA insured up to $250,000 per member.

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Short answer

On its Q2 2026 NCUA 5300 call report, Fraternal Order of Police Federal Credit Union's net worth ratio is 12.39%, above the 7% NCUA threshold for well capitalized.

  • Net worth ratio (Q2 2026): 12.39%
  • Delinquency ratio (60+ days) (Q2 2026): 0.50%
  • Return on assets (Q2 2026): 1.05%
  • Loan-to-share ratio (Q2 2026): 45.16%

Fraternal Order of Police Federal Credit Union (NCUA charter 24901, established 1941) reported $56.7M in assets and 3,292 members for Q2 2026 from Tulsa, Oklahoma. It ranks 29 of 51 credit unions in Oklahoma by total assets. Total assets grew 2.1% from $55.6M on June 30, 2025. It has 107 more members than on June 30, 2025 (+3.4%). Its net worth ratio was up 0.76 percentage points from 11.63% on June 30, 2025. Used vehicle loans are its largest loan category, $7.3M of $22.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.50% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.

Data as of · sourced from NCUA 5300 call reports. How we update

Overall assessment Pass: well capitalized under NCUA rules and within our reference bands on every measure

Scorecard by dimension

Capital adequacy PASS
Net worth ratio: 12.39%

Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.

Earlier filings: 12.18% for Q1 2026; 11.63% for Q2 2025.

Asset quality PASS
Delinquency ratio: 0.50%

Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.

Earlier filings: 0.48% for Q1 2026; 0.02% for Q2 2025.

Earnings PASS
Return on assets: 1.05%

Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.

Earlier filings: 1.17% for Q1 2026; 1.40% for Q2 2025.

Liquidity PASS
Loan-to-share ratio: 45.16%

Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.

Earlier filings: 46.04% for Q1 2026; 50.46% for Q2 2025.

Loans by type, Q2 2026

  • Used vehicle loans: $7.3M
  • New vehicle loans: $5.8M
  • Other secured non-real estate loans and lines of credit: $4.5M
  • 1- to 4-family residential and other consumer real estate loans: $3.8M
  • Other unsecured loans and lines of credit: $758K
  • Unsecured credit card loans: $363K

Scored ratios by quarter

Quarter Total assets Net worth ratio Delinquency ROA Loan-to-share
June 30, 2026 $56.7M 12.39% 0.50% 1.05% 45.16%
March 31, 2026 $56.5M 12.18% 0.48% 1.17% 46.04%
December 31, 2025 $56.0M 11.99% 0.63% 0.96% 47.63%
September 30, 2025 $55.7M 11.81% 0.31% 0.83% 48.76%
June 30, 2025 $55.6M 11.63% 0.02% 1.40% 50.46%
March 31, 2025 $56.4M 11.12% 0.00% 1.22% 49.95%

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Fraternal Order of Police Federal Credit Union: regulatory capital profile · BankRegReports
How we score this

Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.

Fraternal Order of Police Federal Credit Union profile

Regulator records: NCUA credit union profile (charter 24901) · FFIEC NIC profile (RSSD 87092)

Frequently asked questions

Is Fraternal Order of Police Federal Credit Union well capitalized?

On its Q2 2026 NCUA 5300 call report, Fraternal Order of Police Federal Credit Union's net worth ratio is 12.39%, above the 7% NCUA threshold for well capitalized.

Is Fraternal Order of Police Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. Fraternal Order of Police Federal Credit Union is a federally insured credit union (NCUA charter 24901): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.

What are Fraternal Order of Police Federal Credit Union's key safety ratios?

For Q2 2026, Fraternal Order of Police Federal Credit Union reports net worth 12.39%, delinquency 0.50%, ROA 1.05%, loan-to-share 45.16%.

What happens to my money if Fraternal Order of Police Federal Credit Union fails?

For Q2 2026, Fraternal Order of Police Federal Credit Union held $49.9M in shares and deposits for 3,292 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.