Great Neck School Employees Federal Credit Union Great Neck, New York
Great Neck School Employees Federal Credit Union is a federal credit union headquartered in Great Neck, NY, established in 1945 (NCUA charter 5163), and it is regulated and insured by the NCUA. At Q2 2026 it reported 334 members and total assets of $2.7M (down 9.8% from Q2 2025), the 235th largest of 267 credit unions headquartered in New York. Its net worth ratio was 26.18% at Q2 2026, in the well capitalized band.
Also written as Great Neck School Employees FCU
BankRegReports is independent of Great Neck School Employees Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 5163
- Headquarters
- Great Neck, NY
- Established
- 1945
- Total assets, Q2 2026
- $2.7M
- Assets vs Q2 2025
- -9.8%
- Members, Q2 2026
- 334
- Net worth ratio, Q2 2026
- 26.18%
- Latest call report
- Q2 2026, NCUA 5300 · Great Neck School Employees Federal Credit Union call report
- Asset rank in state
- 235th of 267 in New York
- Routing number
- 221475760
- Branches
- 2
It has 11 fewer members than on June 30, 2025 (-3.2%). Its net worth ratio was up 2.01 percentage points from 24.17% on June 30, 2025. Other unsecured loans and lines of credit are its largest loan category, $1.0M of $1.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.99% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 26.18% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in New York
Frequently asked about Great Neck School Employees Federal Credit Union
How big is Great Neck School Employees Federal Credit Union?
At Q2 2026 it reported total assets of $2.7M and 334 members.
Where is Great Neck School Employees Federal Credit Union headquartered?
It is headquartered in Great Neck, NY, United States.
When was Great Neck School Employees Federal Credit Union founded?
It was established in 1945, per NCUA records.
Is Great Neck School Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 5163): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Great Neck School Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Great Neck School Employees Federal Credit Union well capitalized?
Its net worth ratio was 26.18% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Great Neck School Employees Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.99% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Great Neck School Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 81.90% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Great Neck, NY 11020
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1945
- NCUA Charter #
- 5163
- RSSD ID
- 842077
- Members
- 334
- Potential members
- 900
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 26.18% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | -1.27% | 0.72% | under 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -4.84% | 4.74% | under 10th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.82% | 3.93% | 82nd top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 126.28% | 79.83% | under 10th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.22% | 0.78% | 85th top |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.99% | 0.86% | 47th below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.04% | 4.70% | 64th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 81.90% | 58.92% | 82nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.7M total assets against $3.0M; $1.9M total shares and deposits against $2.1M; $1.5M total loans against $1.8M.
$712K net worth against $729K.
26.18% net worth ratio against 24.17%.
81.90% loan-to-share ratio against 86.34%.
-1.27% return on assets against -0.13%; -4.84% return on equity against -0.53%.
4.82% net interest margin against 4.94%.
334 members against 345.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 26.18% | -1.27% | 0.99% | 81.90% |
| March 31, 2026 | 23.82% | -0.95% | — | 73.59% |
| December 31, 2025 | 24.34% | -0.57% | — | 85.05% |
| September 30, 2025 | 25.79% | 0.49% | — | 95.63% |
| June 30, 2025 | 24.17% | -0.13% | — | 86.34% |
| March 31, 2025 | 23.38% | -0.07% | — | 81.83% |
Scroll sideways to see every column.
Watch flags
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.