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Great Northwest Federal Credit Union Aberdeen, Washington

Great Northwest Federal Credit Union is a federal credit union headquartered in Aberdeen, WA, established in 1953 (NCUA charter 24606), and it is regulated and insured by the NCUA. At Q2 2026 it reported 25,916 members and total assets of $374.8M (up 48.9% from Q2 2025), the 29th largest of 73 credit unions headquartered in Washington. Its net worth ratio was 17.13% at Q2 2026, in the well capitalized band.

Also written as Great Northwest FCU

BankRegReports is independent of Great Northwest Federal Credit Union and never asks for online banking logins or passwords.

Aberdeen, WA Credit Union Est. 1953 NCUA #24606 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
24606
Headquarters
Aberdeen, WA
Established
1953
Total assets, Q2 2026
$374.8M
Assets vs Q2 2025
+48.9%
Members, Q2 2026
25,916
Net worth ratio, Q2 2026
17.13%
Latest call report
Q2 2026, NCUA 5300 · Great Northwest Federal Credit Union call report
Asset rank in state
29th of 73 in Washington
Routing number
325180333
Branches
6

It has 7,280 more members than on June 30, 2025 (+39.1%). Its net worth ratio was down 0.44 percentage points from 17.57% on June 30, 2025. Used vehicle loans are its largest loan category, $63.0M of $168.9M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.75% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 17.13% net worth ratio is above that band's 11.43% median.

Credit unions merged into Great Northwest Federal Credit Union

Strait View Credit Union (2026) · G H Woodworkers Federal Credit Union (2017)

Frequently asked about Great Northwest Federal Credit Union

How big is Great Northwest Federal Credit Union?

At Q2 2026 it reported total assets of $374.8M and 25,916 members.

Where is Great Northwest Federal Credit Union headquartered?

It is headquartered in Aberdeen, WA, United States.

When was Great Northwest Federal Credit Union founded?

It was established in 1953, per NCUA records.

Is Great Northwest Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24606): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Great Northwest Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Great Northwest Federal Credit Union well capitalized?

Its net worth ratio was 17.13% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Great Northwest Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.75% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Great Northwest Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 54.95% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Aberdeen, WA 98520
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1953
NCUA Charter #
24606
RSSD ID
669199
Members
25,916
Potential members
250,000

Size & Membership

Total assets $374.8M
Total shares & deposits $307.3M
Total loans $168.9M
  Used vehicle loans$63.0M
  1- to 4-family residential and other consumer real estate loans$54.6M
  New vehicle loans$13.6M
  Other secured non-real estate loans and lines of credit$11.1M
  Commercial loans$10.4M
  Other unsecured loans and lines of credit$8.5M
  Unsecured credit card loans$7.7M
Members 25,916

Profitability

Q2 annualized
Return on assets (ROA) 1.69%YTD 1.36%
Return on equity (ROE) 9.87%YTD 7.90%
Net interest margin 5.45%YTD 5.12%
Efficiency ratio 69.16%
Cost of funds 0.93%

Capital & Asset Quality

Net worth $64.2M
Net worth ratio 17.13%
Net worth category Well capitalized
Delinquency ratio 0.75%
Loan-to-share ratio 54.95%
Yield on assets 6.38%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 17.13% 11.43% over 90th top
Return on assets Middle half of peers: 0.43% to 1.23% 1.69% 0.81% over 90th top
Return on equity Middle half of peers: 3.87% to 9.84% 9.87% 7.02% 75th top
Net interest margin Middle half of peers: 3.30% to 4.10% 5.45% 3.70% over 90th top
Efficiency ratio Middle half of peers: 68.90% to 83.49% 69.16% 76.55% 74th above
Cost of funds Middle half of peers: 0.92% to 1.56% 0.93% 1.24% 74th above
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.75% 0.68% 47th below
Yield on assets Middle half of peers: 4.53% to 5.37% 6.38% 4.92% over 90th position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 54.95% 75.66% 16th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$374.8M total assets against $251.8M; $307.3M total shares and deposits against $204.9M; $168.9M total loans against $134.7M.

Net worth

$64.2M net worth against $44.2M.

Net worth ratio

17.13% net worth ratio against 17.57%.

Loan-to-share ratio

54.95% loan-to-share ratio against 65.75%.

Delinquency ratio

0.75% delinquency ratio against 3.62%.

Return on assets and return on equity

1.69% return on assets against 2.63%; 9.87% return on equity against 15.00%.

Net interest margin

5.45% net interest margin against 4.82%.

Members

25,916 members against 18,636.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 17.13% 1.69% 0.75% 54.95%
March 31, 2026 17.43% 0.89% 0.71% 59.67%
December 31, 2025 17.49% 0.94% 0.86% 60.49%
September 30, 2025 17.39% 1.70% 1.49% 62.74%
June 30, 2025 17.57% 2.63% 3.62% 65.75%
March 31, 2025 16.87% 1.67% 1.33% 65.21%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.