Credit Union Safety Analysis
Is Greater Cleveland Community Credit Union, Inc Safe? Cleveland, Ohio
Based on its Q2 2026 NCUA 5300 call report, Greater Cleveland Community Credit Union, Inc has a net worth ratio of 20.48%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 3.27%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Greater Cleveland Community Credit Union, Inc's net worth ratio is 20.48%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 20.48%
- Delinquency ratio (60+ days) (Q2 2026): 3.27%
- Return on assets (Q2 2026): 0.06%
- Loan-to-share ratio (Q2 2026): 80.84%
Greater Cleveland Community Credit Union, Inc (NCUA charter 66860, established 1937) reported $8.9M in assets and 2,752 members for Q2 2026 from Cleveland, Ohio. It ranks 169 of 191 credit unions in Ohio by total assets. Total assets fell 7.5% from $9.6M on June 30, 2025. It has 173 fewer members than on June 30, 2025 (-5.9%). Its net worth ratio was down 0.02 percentage points from 20.50% on June 30, 2025. Used vehicle loans are its largest loan category, $2.1M of $5.7M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 3.27% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 19.88% for Q1 2026; 20.50% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 4.12% for Q1 2026; 2.30% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.03% for Q1 2026; 0.09% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 76.91% for Q1 2026; 77.20% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $2.1M
- Other unsecured loans and lines of credit: $2.0M
- New vehicle loans: $819K
- Unsecured credit card loans: $589K
- 1- to 4-family residential and other consumer real estate loans: $199K
- Other secured non-real estate loans and lines of credit: $90K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $8.9M | 20.48% | 3.27% | 0.06% | 80.84% |
| March 31, 2026 | $9.1M | 19.88% | 4.12% | 0.03% | 76.91% |
| December 31, 2025 | $9.4M | 19.40% | 4.16% | -0.24% | 74.96% |
| September 30, 2025 | $9.9M | 19.94% | 3.94% | 0.07% | 72.52% |
| June 30, 2025 | $9.6M | 20.50% | 2.30% | 0.09% | 77.20% |
| March 31, 2025 | $9.4M | 20.18% | 4.11% | 0.16% | 82.12% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Greater Cleveland Community Credit Union, Inc profile
Regulator records: NCUA credit union profile (charter 66860) · FFIEC NIC profile (RSSD 413495)
Frequently asked questions
Is Greater Cleveland Community Credit Union, Inc well capitalized?
On its Q2 2026 NCUA 5300 call report, Greater Cleveland Community Credit Union, Inc's net worth ratio is 20.48%, above the 7% NCUA threshold for well capitalized.
Is Greater Cleveland Community Credit Union, Inc FDIC insured?
No. The FDIC insures banks, not credit unions. Greater Cleveland Community Credit Union, Inc is a federally insured credit union (NCUA charter 66860): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Greater Cleveland Community Credit Union, Inc's key safety ratios?
For Q2 2026, Greater Cleveland Community Credit Union, Inc reports net worth 20.48%, delinquency 3.27%, ROA 0.06%, loan-to-share 80.84%.
What happens to my money if Greater Cleveland Community Credit Union, Inc fails?
For Q2 2026, Greater Cleveland Community Credit Union, Inc held $7.1M in shares and deposits for 2,752 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.