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Greater Woodlawn Federal Credit Union Blasdell, New York

Greater Woodlawn Federal Credit Union is a federal credit union headquartered in Blasdell, NY, established in 1968 (NCUA charter 18800), and it is regulated and insured by the NCUA. At Q2 2026 it reported 12,886 members and total assets of $168.4M (up 3.8% from Q2 2025), the 66th largest of 267 credit unions headquartered in New York. Its net worth ratio was 23.92% at Q2 2026, in the well capitalized band.

Also written as Greater Woodlawn FCU

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Blasdell, NY Credit Union Est. 1968 NCUA #18800 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
18800
Headquarters
Blasdell, NY
Established
1968
Total assets, Q2 2026
$168.4M
Assets vs Q2 2025
+3.8%
Members, Q2 2026
12,886
Net worth ratio, Q2 2026
23.92%
Latest call report
Q2 2026, NCUA 5300 · Greater Woodlawn Federal Credit Union call report
Asset rank in state
66th of 267 in New York
Routing number
222379195
Branches
3

It has 761 fewer members than on June 30, 2025 (-5.6%). Its net worth ratio was up 0.77 percentage points from 23.15% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $56.5M of $71.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.12% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 23.92% net worth ratio is above that band's 11.43% median.

Frequently asked about Greater Woodlawn Federal Credit Union

How big is Greater Woodlawn Federal Credit Union?

At Q2 2026 it reported total assets of $168.4M and 12,886 members.

Where is Greater Woodlawn Federal Credit Union headquartered?

It is headquartered in Blasdell, NY, United States.

When was Greater Woodlawn Federal Credit Union founded?

It was established in 1968, per NCUA records.

Is Greater Woodlawn Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 18800): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Greater Woodlawn Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Greater Woodlawn Federal Credit Union well capitalized?

Its net worth ratio was 23.92% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Greater Woodlawn Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.12% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Greater Woodlawn Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 55.85% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Blasdell, NY 14219
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1968
NCUA Charter #
18800
RSSD ID
783983
Members
12,886
Potential members
20,000

Size & Membership

Total assets $168.4M
Total shares & deposits $127.8M
Total loans $71.4M
  1- to 4-family residential and other consumer real estate loans$56.5M
  Used vehicle loans$6.7M
  Other unsecured loans and lines of credit$3.6M
  New vehicle loans$2.7M
  Unsecured credit card loans$1.2M
  Other secured non-real estate loans and lines of credit$754K
Members 12,886

Profitability

Q2 annualized
Return on assets (ROA) 1.75%YTD 1.65%
Return on equity (ROE) 7.31%YTD 6.90%
Net interest margin 3.25%YTD 3.21%
Efficiency ratio 48.21%
Cost of funds 0.73%

Capital & Asset Quality

Net worth $40.3M
Net worth ratio 23.92%
Net worth category Well capitalized
Delinquency ratio 0.12%
Loan-to-share ratio 55.85%
Yield on assets 3.97%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 5 of 7 ranked measures and in the bottom quartile on 1.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 23.92% 11.43% over 90th top
Return on assets Middle half of peers: 0.43% to 1.23% 1.75% 0.81% over 90th top
Return on equity Middle half of peers: 3.87% to 9.84% 7.31% 7.02% 53rd above
Net interest margin Middle half of peers: 3.30% to 4.10% 3.25% 3.70% 23rd bottom
Efficiency ratio Middle half of peers: 68.90% to 83.49% 48.21% 76.55% over 90th top
Cost of funds Middle half of peers: 0.92% to 1.56% 0.73% 1.24% 85th top
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.12% 0.68% over 90th top
Yield on assets Middle half of peers: 4.53% to 5.37% 3.97% 4.92% under 10th position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 55.85% 75.66% 17th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares CSV: Pro

$168.4M total assets against $162.2M; $127.8M total shares and deposits against $124.3M; $71.4M total loans against $66.5M.

Net worth CSV: Pro

$40.3M net worth against $37.5M.

Net worth ratio CSV: Pro

23.92% net worth ratio against 23.15%.

Loan-to-share ratio CSV: Pro

55.85% loan-to-share ratio against 53.52%.

Delinquency ratio CSV: Pro

0.12% delinquency ratio against 0.22%.

Return on assets and return on equity CSV: Pro

1.75% return on assets against 1.85%; 7.31% return on equity against 7.99%.

Net interest margin CSV: Pro

3.25% net interest margin against 3.28%.

Members CSV: Pro

12,886 members against 13,647.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 23.92% 1.75% 0.12% 55.85%
March 31, 2026 23.80% 1.52% 0.22% 55.90%
December 31, 2025 23.93% 1.53% 0.36% 55.83%
September 30, 2025 23.69% 1.86% 0.20% 54.94%
June 30, 2025 23.15% 1.85% 0.22% 53.52%
March 31, 2025 22.89% 1.76% 0.41% 52.72%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.