Green Country Federal Credit Union Sand Springs, Oklahoma
Green Country Federal Credit Union is a federal credit union headquartered in Sand Springs, OK, established in 1970 (NCUA charter 24613), and it is regulated and insured by the NCUA. At Q2 2026 it reported 11,402 members and total assets of $155.4M (up 14.1% from Q2 2025), the 22nd largest of 51 credit unions headquartered in Oklahoma. Its net worth ratio was 8.47% at Q2 2026, in the well capitalized band.
Also written as Green Country FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24613
- Headquarters
- Sand Springs, OK
- Established
- 1970
- Total assets, Q2 2026
- $155.4M
- Assets vs Q2 2025
- +14.1%
- Members, Q2 2026
- 11,402
- Net worth ratio, Q2 2026
- 8.47%
- Latest call report
- Q2 2026, NCUA 5300 · Green Country Federal Credit Union call report
- Asset rank in state
- 22nd of 51 in Oklahoma
- Routing number
- 303185761
- Branches
- 4
It has 1,808 more members than on June 30, 2025 (+18.8%). Its net worth ratio was up 0.22 percentage points from 8.25% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $29.3M of $97.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 2.75% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 8.47% net worth ratio is below that band's 11.43% median.
Credit unions similar in size in Oklahoma
Credit unions merged into Green Country Federal Credit Union
Frequently asked about Green Country Federal Credit Union
How big is Green Country Federal Credit Union?
At Q2 2026 it reported total assets of $155.4M and 11,402 members.
Where is Green Country Federal Credit Union headquartered?
It is headquartered in Sand Springs, OK, United States.
When was Green Country Federal Credit Union founded?
It was established in 1970, per NCUA records.
Is Green Country Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24613): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Green Country Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Green Country Federal Credit Union well capitalized?
Its net worth ratio was 8.47% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Green Country Federal Credit Union's delinquency ratio?
Its delinquency ratio was 2.75% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Green Country Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 66.94% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Sand Springs, OK 74063
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1970
- NCUA Charter #
- 24613
- RSSD ID
- 123794
- Members
- 11,402
- Potential members
- 1,059,803
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 6.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 8.47% | 11.43% | under 10th bottom |
| Return on assets Middle half of peers: 0.43% to 1.23% | -1.38% | 0.81% | under 10th bottom |
| Return on equity Middle half of peers: 3.87% to 9.84% | -16.28% | 7.02% | under 10th bottom |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.79% | 3.70% | 55th above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 116.33% | 76.55% | under 10th bottom |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.68% | 1.24% | 19th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 2.75% | 0.68% | under 10th bottom |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.47% | 4.92% | 78th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 66.94% | 75.66% | 34th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$155.4M total assets against $136.2M; $145.5M total shares and deposits against $127.3M; $97.4M total loans against $85.2M.
$13.2M net worth against $11.2M.
8.47% net worth ratio against 8.25%.
66.94% loan-to-share ratio against 66.94%.
2.75% delinquency ratio against 6.30%.
-1.38% return on assets against 0.29%; -16.28% return on equity against 3.54%.
3.79% net interest margin against 2.88%.
11,402 members against 9,594.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 8.47% | -1.38% | 2.75% | 66.94% |
| March 31, 2026 | 8.96% | -0.40% | 4.98% | 69.25% |
| December 31, 2025 | 9.22% | 0.39% | 6.56% | 71.02% |
| September 30, 2025 | 8.85% | 1.07% | 6.09% | 69.57% |
| June 30, 2025 | 8.25% | 0.29% | 6.30% | 66.94% |
| March 31, 2025 | 8.17% | 0.38% | 6.57% | 69.71% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.