Greeneville Works Employees Savings Association Credit Union Greeneville, Tennessee
Greeneville Works Employees Savings Association Credit Union is a state-chartered credit union headquartered in Greeneville, TN (NCUA charter 68126), and it is regulated and insured by the NCUA. At Q2 2026 it reported 379 members and total assets of $1.8M (up 1.8% from Q2 2025), the 119th largest of 123 credit unions headquartered in Tennessee. Its net worth ratio was 52.15% at Q2 2026, in the well capitalized band.
Also written as Greeneville Works Employees Savings Association CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68126
- Headquarters
- Greeneville, TN
- Established
- Not reported
- Total assets, Q2 2026
- $1.8M
- Assets vs Q2 2025
- +1.8%
- Members, Q2 2026
- 379
- Net worth ratio, Q2 2026
- 52.15%
- Latest call report
- Q2 2026, NCUA 5300 · Greeneville Works Employees Savings Association Credit Union call report
- Asset rank in state
- 119th of 123 in Tennessee
- Routing number
- 264282295
- Branches
- 1
It has 4 fewer members than on June 30, 2025 (-1.0%). Its net worth ratio was up 0.16 percentage points from 51.99% on June 30, 2025. Used vehicle loans are its largest loan category, $335K of $1.0M in total loans on its June 30, 2026 filing.
Credit unions similar in size in Tennessee
Frequently asked about Greeneville Works Employees Savings Association Credit Union
How big is Greeneville Works Employees Savings Association Credit Union?
At Q2 2026 it reported total assets of $1.8M and 379 members.
Where is Greeneville Works Employees Savings Association Credit Union headquartered?
It is headquartered in Greeneville, TN, United States.
Is Greeneville Works Employees Savings Association Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68126): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Greeneville Works Employees Savings Association Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Greeneville Works Employees Savings Association Credit Union well capitalized?
Its net worth ratio was 52.15% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Greeneville Works Employees Savings Association Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 122.19% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Greeneville, TN 37745
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- NCUA Charter #
- 68126
- RSSD ID
- 402396
- Members
- 379
- Potential members
- 500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 52.15% | 14.31% | over 90th top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.21% | 0.72% | 71st above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 2.31% | 4.74% | 34th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 5.79% | 3.93% | over 90th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 78.62% | 79.83% | 53rd above |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.65% | 0.78% | 58th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 6.44% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 122.19% | 58.92% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$1.8M total assets against $1.8M; $848K total shares and deposits against $836K; $1.0M total loans against $985K.
$938K net worth against $919K.
52.15% net worth ratio against 51.99%.
122.19% loan-to-share ratio against 117.74%.
1.21% return on assets against 0.73%; 2.31% return on equity against 1.40%.
5.79% net interest margin against 5.67%.
379 members against 383.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 52.15% | 1.21% | — | 122.19% |
| March 31, 2026 | 52.08% | 1.22% | — | 128.36% |
| December 31, 2025 | 52.77% | 1.37% | — | 130.98% |
| September 30, 2025 | 52.51% | 0.60% | 0.62% | 117.28% |
| June 30, 2025 | 51.99% | 0.73% | 3.54% | 117.74% |
| March 31, 2025 | 50.35% | 1.26% | 3.38% | 110.01% |
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Watch flags
Loans outstanding exceed total member shares (deposits). The credit union is funding the gap with borrowings or non-member sources that are more rate-sensitive and less stable than core member deposits. Industry heuristic, not a supervisory threshold.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.