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Gte Federal Credit Union dba Gte Financial

Tampa, FL Credit Union Est. 1935 NCUA #196 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026

Gte Federal Credit Union dba Gte Financial is a federally insured credit union headquartered in Tampa, FL, established in 1935. As of June 30, 2026, it served 232,246 members and reported total assets of $3.12B. All figures are standardized from the credit union's NCUA 5300 call report.

Frequently asked about Gte Federal Credit Union dba Gte Financial

How big is Gte Federal Credit Union dba Gte Financial?

Gte Federal Credit Union dba Gte Financial reported approximately $3.12B in total assets and 232,246 members as of Q2 2026.

Is Gte Federal Credit Union dba Gte Financial well capitalized?

Its net worth ratio was 10.85%. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

Credit Union Profile

Headquarters
Tampa, FL 33602
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1935
NCUA Charter #
196
RSSD ID
84073
Members
232,246
Potential members
5,340,256

Size & Membership

Total assets $3.12B
Total shares & deposits $2.73B
Total loans $2.71B
Members 232,246

Profitability

Return on assets (ROA) 0.28%
Return on equity (ROE) 2.59%
Net interest margin 3.64%
Efficiency ratio 76.44%
Cost of funds 1.83%

Capital & Asset Quality

Net worth $338.2M
Net worth ratio 10.85%
Net worth category Well capitalized
Delinquency ratio 1.08%
Loan-to-share ratio 99.39%
Yield on assets 5.47%

Net worth category is computed by BankRegReports from the net worth ratio, using NCUA's 7, 6, 4 and 2 percent thresholds. It is not NCUA's determination, which can differ.

Quarterly trends

Last 6 quarters from this credit union's own NCUA 5300 call reports. Balances are as of each quarter end; ratios are annualized.

Assets, loans and shares

Balances at each quarter end. Shares are the credit-union term for member deposits.

Net worth

Balances at each quarter end. Net worth is the credit-union equivalent of equity capital.

Net worth ratio

Net worth over total assets. NCUA calls a credit union well capitalized at 7% and undercapitalized below 6%.

Loan-to-share ratio

Loans over shares and deposits: how much of member money is lent out rather than invested or held in cash.

Delinquency ratio

Loans 60 or more days past due as a share of total loans.

Return on assets and return on equity

Annualized, so each point is a rate rather than a running total.

Net interest margin

Annualized. Interest income less interest expense, over average earning assets.

Members

Reported member count at each quarter end.

Quarterly trend: last 6 quarters

Quarter-over-quarter movement in the four ratios NCUA watches most, from Gte Federal Credit Union dba Gte Financial's own NCUA 5300 call report filings.

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 10.85% 0.28% 1.08% 99.39%
March 31, 2026 10.72% 0.21% 0.96% 94.81%
December 31, 2025 11.18% 0.29% 1.08% 95.44%
September 30, 2025 11.62% 0.58% 0.89% 95.13%
June 30, 2025 11.48% 0.57% 0.95% 96.57%
March 31, 2025 11.15% 0.24% 0.79% 94.93%

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Watch flags

Automated conditions triggered on this credit union's latest NCUA 5300 filing. Advisory only, not a prediction. Each flag is tagged Regulatory when it cites an official NCUA threshold, or BRR analysis when it's our own band.

Delinquency at 1.08%, above industry norm BRR analysis What does this mean? →

Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the National Credit Union Share Insurance Fund (NCUSIF), not the FDIC. See how often this data updates or learn more about our data.