Hialeah Municipal Employees Federal Credit Union Hialeah, Florida
Hialeah Municipal Employees Federal Credit Union is a federal credit union headquartered in Hialeah, FL, established in 1951 (NCUA charter 7534), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,670 members and total assets of $14.2M (up 8.0% from Q2 2025), the 100th largest of 106 credit unions headquartered in Florida. Its net worth ratio was 22.90% at Q2 2026, in the well capitalized band.
Also written as Hialeah Municipal Employees FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 7534
- Headquarters
- Hialeah, FL
- Established
- 1951
- Total assets, Q2 2026
- $14.2M
- Assets vs Q2 2025
- +8.0%
- Members, Q2 2026
- 1,670
- Net worth ratio, Q2 2026
- 22.90%
- Latest call report
- Q2 2026, NCUA 5300 · Hialeah Municipal Employees Federal Credit Union call report
- Asset rank in state
- 100th of 106 in Florida
- Routing number
- 267078626
- Branches
- 1
It has 36 more members than on June 30, 2025 (+2.2%). Its net worth ratio was down 1.69 percentage points from 24.59% on June 30, 2025. Used vehicle loans are its largest loan category, $4.3M of $8.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.04% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 22.90% net worth ratio is above that band's 14.31% median.
Credit unions similar in size in Florida
Frequently asked about Hialeah Municipal Employees Federal Credit Union
How big is Hialeah Municipal Employees Federal Credit Union?
At Q2 2026 it reported total assets of $14.2M and 1,670 members.
Where is Hialeah Municipal Employees Federal Credit Union headquartered?
It is headquartered in Hialeah, FL, United States.
When was Hialeah Municipal Employees Federal Credit Union founded?
It was established in 1951, per NCUA records.
Is Hialeah Municipal Employees Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 7534): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Hialeah Municipal Employees Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Hialeah Municipal Employees Federal Credit Union well capitalized?
Its net worth ratio was 22.90% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Hialeah Municipal Employees Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.04% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Hialeah Municipal Employees Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 78.76% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Hialeah, FL 33011
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1951
- NCUA Charter #
- 7534
- RSSD ID
- 625681
- Members
- 1,670
- Potential members
- 3,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 3 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 22.90% | 14.31% | 83rd top |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.15% | 0.72% | 25th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | 0.66% | 4.74% | 24th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 5.06% | 3.93% | 87th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 95.70% | 79.83% | 20th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.78% | 0.78% | 50th above |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.04% | 0.86% | over 90th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.84% | 4.70% | 85th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 78.76% | 58.92% | 78th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$14.2M total assets against $13.2M; $10.9M total shares and deposits against $9.8M; $8.6M total loans against $7.7M.
$3.3M net worth against $3.2M.
22.90% net worth ratio against 24.59%.
78.76% loan-to-share ratio against 78.21%.
0.04% delinquency ratio against 0.10%.
0.15% return on assets against -0.22%; 0.66% return on equity against -0.88%.
5.06% net interest margin against 5.02%.
1,670 members against 1,634.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 22.90% | 0.15% | 0.04% | 78.76% |
| March 31, 2026 | 23.10% | -0.05% | 0.03% | 75.75% |
| December 31, 2025 | 24.21% | 0.11% | 0.13% | 81.37% |
| September 30, 2025 | 24.52% | 0.15% | 0.04% | 81.09% |
| June 30, 2025 | 24.59% | -0.22% | 0.10% | 78.21% |
| March 31, 2025 | 24.65% | -0.56% | 0.10% | 76.14% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.