Hoosier Hills Credit Union Bedford, Indiana
Hoosier Hills Credit Union is a state-chartered credit union headquartered in Bedford, IN, established in 1968 (NCUA charter 60768), and it is regulated and insured by the NCUA. At Q2 2026 it reported 39,794 members and total assets of $937.6M (up 2.5% from Q2 2025), the 17th largest of 118 credit unions headquartered in Indiana. Its net worth ratio was 9.79% at Q2 2026, in the well capitalized band.
Also written as Hoosier Hills CU · Trade names filed with the NCUA: Hoosier Hills Investment and Hoosier Hills Insurance Agency
BankRegReports is independent of Hoosier Hills Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60768
- Headquarters
- Bedford, IN
- Established
- 1968
- Total assets, Q2 2026
- $937.6M
- Assets vs Q2 2025
- +2.5%
- Members, Q2 2026
- 39,794
- Net worth ratio, Q2 2026
- 9.79%
- Latest call report
- Q2 2026, NCUA 5300 · Hoosier Hills Credit Union call report
- Asset rank in state
- 17th of 118 in Indiana
- Routing number
- 283977633
- Branches
- 11
It has 227 more members than on June 30, 2025 (+0.6%). Its net worth ratio was up 0.47 percentage points from 9.32% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $414.2M of $750.5M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.97% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 9.79% net worth ratio is below that band's 11.43% median.
Credit unions similar in size in Indiana
Credit unions merged into Hoosier Hills Credit Union
Frequently asked about Hoosier Hills Credit Union
How big is Hoosier Hills Credit Union?
At Q2 2026 it reported total assets of $937.6M and 39,794 members.
Where is Hoosier Hills Credit Union headquartered?
It is headquartered in Bedford, IN, United States.
When was Hoosier Hills Credit Union founded?
It was established in 1968, per NCUA records.
Is Hoosier Hills Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60768): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Hoosier Hills Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Hoosier Hills Credit Union well capitalized?
Its net worth ratio was 9.79% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Hoosier Hills Credit Union's delinquency ratio?
Its delinquency ratio was 0.97% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Hoosier Hills Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 93.76% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Bedford, IN 47421
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1968
- NCUA Charter #
- 60768
- RSSD ID
- 1001086
- Members
- 39,794
- Potential members
- 337,892
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 9.79% | 11.43% | 25th bottom |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.93% | 0.81% | 57th above |
| Return on equity Middle half of peers: 3.87% to 9.84% | 9.64% | 7.02% | 73rd above |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.49% | 3.70% | 37th below |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 75.39% | 76.55% | 54th above |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.77% | 1.24% | 16th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.97% | 0.68% | 34th below |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.27% | 4.92% | 69th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 93.76% | 75.66% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$937.6M total assets against $914.7M; $800.5M total shares and deposits against $751.9M; $750.5M total loans against $733.5M.
$90.9M net worth against $84.4M.
9.79% net worth ratio against 9.32%.
93.76% loan-to-share ratio against 97.55%.
0.97% delinquency ratio against 1.40%.
0.93% return on assets against 0.83%; 9.64% return on equity against 8.95%.
3.49% net interest margin against 3.26%.
39,794 members against 39,567.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.79% | 0.93% | 0.97% | 93.76% |
| March 31, 2026 | 9.73% | 0.89% | 0.85% | 93.90% |
| December 31, 2025 | 9.57% | 0.75% | 1.13% | 98.25% |
| September 30, 2025 | 9.46% | 0.70% | 1.08% | 98.68% |
| June 30, 2025 | 9.32% | 0.83% | 1.40% | 97.55% |
| March 31, 2025 | 9.24% | 0.69% | 0.95% | 99.92% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.