I. H. Mississippi Valley Credit Union Moline, Illinois
I. H. Mississippi Valley Credit Union is a state-chartered credit union headquartered in Moline, IL, established in 1936 (NCUA charter 60337), and it is regulated and insured by the NCUA. At Q2 2026 it reported 149,553 members and total assets of $2.30B (up 2.6% from Q2 2025), the 7th largest of 185 credit unions headquartered in Illinois. Its net worth ratio was 9.12% at Q2 2026, in the well capitalized band.
Also written as IH Mississippi Valley CU · Trade name filed with the NCUA: IHMVCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 60337
- Headquarters
- Moline, IL
- Established
- 1936
- Total assets, Q2 2026
- $2.30B
- Assets vs Q2 2025
- +2.6%
- Members, Q2 2026
- 149,553
- Net worth ratio, Q2 2026
- 9.12%
- Latest call report
- Q2 2026, NCUA 5300 · I. H. Mississippi Valley Credit Union call report
- Asset rank in state
- 7th of 185 in Illinois
- Routing number
- 271183662
- Branches
- 15
It has 1,524 fewer members than on June 30, 2025 (-1.0%). Its net worth ratio was up 0.15 percentage points from 8.97% on June 30, 2025. Used vehicle loans are its largest loan category, $670.5M of $1.89B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.86% is above the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 9.12% net worth ratio is below that band's 10.89% median.
Credit unions merged into I. H. Mississippi Valley Credit Union
Frequently asked about I. H. Mississippi Valley Credit Union
How big is I. H. Mississippi Valley Credit Union?
At Q2 2026 it reported total assets of $2.30B and 149,553 members.
Where is I. H. Mississippi Valley Credit Union headquartered?
It is headquartered in Moline, IL, United States.
When was I. H. Mississippi Valley Credit Union founded?
It was established in 1936, per NCUA records.
Is I. H. Mississippi Valley Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 60337): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates I. H. Mississippi Valley Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is I. H. Mississippi Valley Credit Union well capitalized?
Its net worth ratio was 9.12% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is I. H. Mississippi Valley Credit Union's delinquency ratio?
Its delinquency ratio was 0.86% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is I. H. Mississippi Valley Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 93.47% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Moline, IL 61265
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1936
- NCUA Charter #
- 60337
- RSSD ID
- 131892
- Members
- 149,553
- Potential members
- 4,652,041
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 9.12% | 10.89% | 13th bottom |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.20% | 0.89% | 71st above |
| Return on equity Middle half of peers: 5.37% to 10.92% | 13.18% | 8.07% | 88th top |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.64% | 3.45% | 63rd above |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 68.24% | 70.59% | 58th above |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.90% | 1.68% | 33rd below |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.86% | 0.68% | 38th below |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.53% | 5.12% | 78th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 93.47% | 88.03% | 69th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$2.30B total assets against $2.24B; $2.02B total shares and deposits against $1.96B; $1.89B total loans against $1.85B.
$208.6M net worth against $197.4M.
9.12% net worth ratio against 8.97%.
93.47% loan-to-share ratio against 94.21%.
0.86% delinquency ratio against 2.33%.
1.20% return on assets against -1.08%; 13.18% return on equity against -12.21%.
3.64% net interest margin against 3.51%.
149,553 members against 151,077.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.12% | 1.20% | 0.86% | 93.47% |
| March 31, 2026 | 8.87% | 1.01% | 0.76% | 94.35% |
| December 31, 2025 | 8.71% | -0.55% | 1.33% | 97.93% |
| September 30, 2025 | 9.00% | 0.30% | 2.17% | 95.04% |
| June 30, 2025 | 8.97% | -1.08% | 2.33% | 94.21% |
| March 31, 2025 | 9.33% | 0.19% | 2.04% | 91.67% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.