Credit Union Safety Analysis
Is Ibew 26 Federal Credit Union Safe? Lanham, Maryland
Based on its Q2 2026 NCUA 5300 call report, Ibew 26 Federal Credit Union has a net worth ratio of 7.58%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.75%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Ibew 26 Federal Credit Union's net worth ratio is 7.58%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 7.58%
- Delinquency ratio (60+ days) (Q2 2026): 0.75%
- Return on assets (Q2 2026): 0.63%
- Loan-to-share ratio (Q2 2026): 69.73%
Ibew 26 Federal Credit Union (NCUA charter 10323, established 1955) reported $29.9M in assets and 2,939 members for Q2 2026 from Lanham, Maryland. It ranks 43 of 58 credit unions in Maryland by total assets. Total assets grew 2.9% from $29.0M on June 30, 2025. It has 123 more members than on June 30, 2025 (+4.4%). Its net worth ratio was up 0.31 percentage points from 7.27% on June 30, 2025. Used vehicle loans are its largest loan category, $10.3M of $18.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.75% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 7.34% for Q1 2026; 7.27% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 1.24% for Q1 2026; 0.73% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.40% for Q1 2026; 0.18% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 66.35% for Q1 2026; 59.29% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $10.3M
- New vehicle loans: $4.2M
- 1- to 4-family residential and other consumer real estate loans: $1.7M
- Other secured non-real estate loans and lines of credit: $1.2M
- Other unsecured loans and lines of credit: $996K
- Unsecured credit card loans: $532K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $29.9M | 7.58% | 0.75% | 0.63% | 69.73% |
| March 31, 2026 | $30.2M | 7.34% | 1.24% | 0.40% | 66.35% |
| December 31, 2025 | $29.2M | 7.49% | 1.41% | 0.87% | 67.55% |
| September 30, 2025 | $29.0M | 7.33% | 0.76% | 0.20% | 64.95% |
| June 30, 2025 | $29.0M | 7.27% | 0.73% | 0.18% | 59.29% |
| March 31, 2025 | $28.9M | 7.27% | 0.85% | 0.54% | 56.14% |
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Free to use. It shows Ibew 26 Federal Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Ibew 26 Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 10323) · FFIEC NIC profile (RSSD 733184)
Frequently asked questions
Is Ibew 26 Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Ibew 26 Federal Credit Union's net worth ratio is 7.58%, above the 7% NCUA threshold for well capitalized.
Is Ibew 26 Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Ibew 26 Federal Credit Union is a federally insured credit union (NCUA charter 10323): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Ibew 26 Federal Credit Union's key safety ratios?
For Q2 2026, Ibew 26 Federal Credit Union reports net worth 7.58%, delinquency 0.75%, ROA 0.63%, loan-to-share 69.73%.
What happens to my money if Ibew 26 Federal Credit Union fails?
For Q2 2026, Ibew 26 Federal Credit Union held $27.0M in shares and deposits for 2,939 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.