Ibew & United Workers Federal Credit Union Portland, Oregon
Ibew & United Workers Federal Credit Union is a federal credit union headquartered in Portland, OR, established in 1954 (NCUA charter 9483), and it is regulated and insured by the NCUA. At Q2 2026 it reported 14,370 members and total assets of $112.7M (up 1.1% from Q2 2025), the 29th largest of 47 credit unions headquartered in Oregon. Its net worth ratio was 11.43% at Q2 2026, in the well capitalized band.
Also written as Ibew & United Workers FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 9483
- Headquarters
- Portland, OR
- Established
- 1954
- Total assets, Q2 2026
- $112.7M
- Assets vs Q2 2025
- +1.1%
- Members, Q2 2026
- 14,370
- Net worth ratio, Q2 2026
- 11.43%
- Latest call report
- Q2 2026, NCUA 5300 · Ibew & United Workers Federal Credit Union call report
- Asset rank in state
- 29th of 47 in Oregon
- Routing number
- 323075194
- Branches
- 1
It has 263 fewer members than on June 30, 2025 (-1.8%). Its net worth ratio was down 0.11 percentage points from 11.54% on June 30, 2025. New vehicle loans are its largest loan category, $23.8M of $71.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.20% is above the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 11.43% net worth ratio matches that band's 11.43% median.
Frequently asked about Ibew & United Workers Federal Credit Union
How big is Ibew & United Workers Federal Credit Union?
At Q2 2026 it reported total assets of $112.7M and 14,370 members.
Where is Ibew & United Workers Federal Credit Union headquartered?
It is headquartered in Portland, OR, United States.
When was Ibew & United Workers Federal Credit Union founded?
It was established in 1954, per NCUA records.
Is Ibew & United Workers Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 9483): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Ibew & United Workers Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Ibew & United Workers Federal Credit Union well capitalized?
Its net worth ratio was 11.43% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Ibew & United Workers Federal Credit Union's delinquency ratio?
Its delinquency ratio was 1.20% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Ibew & United Workers Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 71.61% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Portland, OR 97216
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1954
- NCUA Charter #
- 9483
- RSSD ID
- 999887
- Members
- 14,370
- Potential members
- 103,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 4.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 11.43% | 11.43% | 50th above |
| Return on assets Middle half of peers: 0.43% to 1.23% | -0.14% | 0.81% | under 10th bottom |
| Return on equity Middle half of peers: 3.87% to 9.84% | -1.20% | 7.02% | under 10th bottom |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.58% | 3.70% | over 90th top |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 87.91% | 76.55% | 15th bottom |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 0.32% | 1.24% | over 90th top |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 1.20% | 0.68% | 23rd bottom |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 4.90% | 4.92% | 49th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 71.61% | 75.66% | 43rd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$112.7M total assets against $111.5M; $99.8M total shares and deposits against $98.6M; $71.4M total loans against $73.7M.
$12.9M net worth against $12.9M.
11.43% net worth ratio against 11.54%.
71.61% loan-to-share ratio against 74.77%.
1.20% delinquency ratio against 0.61%.
-0.14% return on assets against 1.22%; -1.20% return on equity against 10.56%.
4.58% net interest margin against 4.85%.
14,370 members against 14,633.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.43% | -0.14% | 1.20% | 71.61% |
| March 31, 2026 | 11.62% | 0.24% | 1.25% | 74.07% |
| December 31, 2025 | 11.59% | -0.09% | 1.22% | 74.24% |
| September 30, 2025 | 11.41% | 0.22% | 0.69% | 73.18% |
| June 30, 2025 | 11.54% | 1.22% | 0.61% | 74.77% |
| March 31, 2025 | 10.77% | 0.64% | 0.81% | 72.90% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.