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Idb Global Federal Credit Union Washington, District of Columbia

Idb Global Federal Credit Union is a federal credit union headquartered in Washington, DC, established in 1961 (NCUA charter 14176), and it is regulated and insured by the NCUA. At Q2 2026 it reported 14,241 members and total assets of $842.4M (up 2.1% from Q2 2025), the 2nd largest of 29 credit unions headquartered in District of Columbia. Its net worth ratio was 12.34% at Q2 2026, in the well capitalized band.

Also written as Idb Global FCU

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Washington, DC Credit Union Est. 1961 NCUA #14176 NCUA

Data as of · sourced from NCUA 5300 call reports. How we update

Latest · June 30, 2026
Charter
Federal credit union
Regulator
NCUA
Deposit insurance
NCUA (NCUSIF)
NCUA charter number
14176
Headquarters
Washington, DC
Established
1961
Total assets, Q2 2026
$842.4M
Assets vs Q2 2025
+2.1%
Members, Q2 2026
14,241
Net worth ratio, Q2 2026
12.34%
Latest call report
Q2 2026, NCUA 5300 · Idb Global Federal Credit Union call report
Asset rank in state
2nd of 29 in District of Columbia
Routing number
254074183
Branches
1

It has 1,278 more members than on June 30, 2025 (+9.9%). Its net worth ratio was up 0.26 percentage points from 12.08% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $514.7M of $559.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.13% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 12.34% net worth ratio is above that band's 11.43% median.

Frequently asked about Idb Global Federal Credit Union

How big is Idb Global Federal Credit Union?

At Q2 2026 it reported total assets of $842.4M and 14,241 members.

Where is Idb Global Federal Credit Union headquartered?

It is headquartered in Washington, DC, United States.

When was Idb Global Federal Credit Union founded?

It was established in 1961, per NCUA records.

Is Idb Global Federal Credit Union FDIC insured?

No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 14176): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.

Who regulates Idb Global Federal Credit Union?

It is a federal credit union, chartered and supervised by the NCUA.

Is Idb Global Federal Credit Union well capitalized?

Its net worth ratio was 12.34% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.

What is Idb Global Federal Credit Union's delinquency ratio?

Its delinquency ratio was 0.13% at Q2 2026: loans 60 or more days past due as a share of total loans.

What is Idb Global Federal Credit Union's loan-to-share ratio?

Its loan-to-share ratio was 78.38% at Q2 2026: total loans as a share of member shares and deposits.

Credit Union Profile

Headquarters
Washington, DC 20577
Charter Type
Federal credit union
Primary Regulator
NCUA
Insurance
NCUSIF
Established
1961
NCUA Charter #
14176
RSSD ID
402583
Members
14,241
Potential members
29,318

Size & Membership

Total assets $842.4M
Total shares & deposits $713.6M
Total loans $559.3M
  1- to 4-family residential and other consumer real estate loans$514.7M
  New vehicle loans$23.9M
  Other unsecured loans and lines of credit$11.7M
  Unsecured credit card loans$3.6M
  Used vehicle loans$3.4M
  Other secured non-real estate loans and lines of credit$2.0M
Members 14,241

Profitability

Q2 annualized
Return on assets (ROA) 0.43%YTD 0.46%
Return on equity (ROE) 3.48%YTD 3.68%
Net interest margin 2.50%YTD 2.49%
Efficiency ratio 83.40%
Cost of funds 1.44%

Capital & Asset Quality

Net worth $104.0M
Net worth ratio 12.34%
Net worth category Well capitalized
Delinquency ratio 0.13%
Loan-to-share ratio 78.38%
Yield on assets 3.94%

Peer comparison: credit unions of similar size

It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 3.

Metric This credit union Peer median Rank among peers
Net worth ratio Middle half of peers: 9.81% to 13.58% 12.34% 11.43% 61st above
Return on assets Middle half of peers: 0.43% to 1.23% 0.43% 0.81% 25th bottom
Return on equity Middle half of peers: 3.87% to 9.84% 3.48% 7.02% 22nd bottom
Net interest margin Middle half of peers: 3.30% to 4.10% 2.50% 3.70% under 10th bottom
Efficiency ratio Middle half of peers: 68.90% to 83.49% 83.40% 76.55% 25th below
Cost of funds Middle half of peers: 0.92% to 1.56% 1.44% 1.24% 34th below
Delinquency ratio Middle half of peers: 0.39% to 1.12% 0.13% 0.68% over 90th top
Yield on assets Middle half of peers: 4.53% to 5.37% 3.94% 4.92% under 10th position only
Loan-to-share ratio Middle half of peers: 62.05% to 86.41% 78.38% 75.66% 56th position only

Quarterly trends

Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built

Assets, loans and shares

$842.4M total assets against $825.2M; $713.6M total shares and deposits against $687.0M; $559.3M total loans against $559.0M.

Net worth

$104.0M net worth against $99.7M.

Net worth ratio

12.34% net worth ratio against 12.08%.

Loan-to-share ratio

78.38% loan-to-share ratio against 81.38%.

Delinquency ratio

0.13% delinquency ratio against 0.14%.

Return on assets and return on equity

0.43% return on assets against 0.60%; 3.48% return on equity against 4.95%.

Net interest margin

2.50% net interest margin against 2.35%.

Members

14,241 members against 12,963.

Quarterly trend: last 6 quarters

Quarter Net worth ratio ROA Delinquency Loan-to-share
June 30, 2026 12.34% 0.43% 0.13% 78.38%
March 31, 2026 12.18% 0.47% 0.16% 77.39%
December 31, 2025 12.36% 0.60% 0.29% 80.49%
September 30, 2025 12.31% 0.69% 0.18% 80.78%
June 30, 2025 12.08% 0.60% 0.14% 81.38%
March 31, 2025 11.96% 0.52% 0.08% 81.58%

Scroll sideways to see every column.

How we read these figures

Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.