Interstate Credit Union Jesup, Georgia
Interstate Credit Union is a state-chartered credit union headquartered in Jesup, GA, established in 1968 (NCUA charter 68717), and it is regulated and insured by the NCUA. At Q2 2026 it reported 36,220 members and total assets of $410.9M (up 6.6% from Q2 2025), the 18th largest of 71 credit unions headquartered in Georgia. Its net worth ratio was 15.85% at Q2 2026, in the well capitalized band.
Also written as Interstate CU
BankRegReports is independent of Interstate Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68717
- Headquarters
- Jesup, GA
- Established
- 1968
- Total assets, Q2 2026
- $410.9M
- Assets vs Q2 2025
- +6.6%
- Members, Q2 2026
- 36,220
- Net worth ratio, Q2 2026
- 15.85%
- Latest call report
- Q2 2026, NCUA 5300 · Interstate Credit Union call report
- Asset rank in state
- 18th of 71 in Georgia
- Routing number
- 261272826
- Branches
- 8
It has 1,074 more members than on June 30, 2025 (+3.1%). Its net worth ratio was up 1.44 percentage points from 14.41% on June 30, 2025. Used vehicle loans are its largest loan category, $150.1M of $330.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.54% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 15.85% net worth ratio is above that band's 11.43% median.
Credit unions merged into Interstate Credit Union
CRMC Employees Credit Union (2024) · G P Brunswick Federal Credit Union (2015)
Frequently asked about Interstate Credit Union
How big is Interstate Credit Union?
At Q2 2026 it reported total assets of $410.9M and 36,220 members.
Where is Interstate Credit Union headquartered?
It is headquartered in Jesup, GA, United States.
When was Interstate Credit Union founded?
It was established in 1968, per NCUA records.
Is Interstate Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68717): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Interstate Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Interstate Credit Union well capitalized?
Its net worth ratio was 15.85% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Interstate Credit Union's delinquency ratio?
Its delinquency ratio was 0.54% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Interstate Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 96.96% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Jesup, GA 31545
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1968
- NCUA Charter #
- 68717
- RSSD ID
- 196882
- Members
- 36,220
- Potential members
- 480,690
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 1.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 15.85% | 11.43% | 88th top |
| Return on assets Middle half of peers: 0.43% to 1.23% | 2.92% | 0.81% | over 90th top |
| Return on equity Middle half of peers: 3.87% to 9.84% | 18.78% | 7.02% | over 90th top |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 4.01% | 3.70% | 69th above |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 53.72% | 76.55% | over 90th top |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.80% | 1.24% | 14th bottom |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.54% | 0.68% | 62nd above |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.81% | 4.92% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 96.96% | 75.66% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$410.9M total assets against $385.4M; $341.0M total shares and deposits against $323.8M; $330.6M total loans against $322.1M.
$63.9M net worth against $55.3M.
15.85% net worth ratio against 14.41%.
96.96% loan-to-share ratio against 99.47%.
0.54% delinquency ratio against 0.57%.
2.92% return on assets against 1.89%; 18.78% return on equity against 13.19%.
4.01% net interest margin against 3.80%.
36,220 members against 35,146.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.85% | 2.92% | 0.54% | 96.96% |
| March 31, 2026 | 15.03% | 1.96% | 0.31% | 94.49% |
| December 31, 2025 | 14.81% | 2.04% | 0.53% | 96.62% |
| September 30, 2025 | 14.69% | 2.01% | 0.59% | 99.40% |
| June 30, 2025 | 14.41% | 1.89% | 0.57% | 99.47% |
| March 31, 2025 | 14.21% | 2.08% | 0.40% | 97.96% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.