Issaquena County Federal Credit Union Mayersville, Mississippi
Issaquena County Federal Credit Union is a federal credit union headquartered in Mayersville, MS, established in 1969 (NCUA charter 19253), and it is regulated and insured by the NCUA. At Q2 2026 it reported 524 members and total assets of $870K (down 18.3% from Q2 2025), the 52nd largest of 52 credit unions headquartered in Mississippi. Its net worth ratio was 14.17% at Q2 2026, in the well capitalized band.
Also written as Issaquena County FCU
BankRegReports is independent of Issaquena County Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 19253
- Headquarters
- Mayersville, MS
- Established
- 1969
- Total assets, Q2 2026
- $870K
- Assets vs Q2 2025
- -18.3%
- Members, Q2 2026
- 524
- Net worth ratio, Q2 2026
- 14.17%
- Latest call report
- Q2 2026, NCUA 5300 · Issaquena County Federal Credit Union call report
- Asset rank in state
- 52nd of 52 in Mississippi
- Routing number
- 265377662
- Branches
- 1
It has 1 more member than on June 30, 2025 (+0.2%). Its net worth ratio was up 1.97 percentage points from 12.20% on June 30, 2025. Used vehicle loans are its largest loan category, $318K of $324K in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 8.94% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 14.17% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Mississippi
Frequently asked about Issaquena County Federal Credit Union
How big is Issaquena County Federal Credit Union?
At Q2 2026 it reported total assets of $870K and 524 members.
Where is Issaquena County Federal Credit Union headquartered?
It is headquartered in Mayersville, MS, United States.
When was Issaquena County Federal Credit Union founded?
It was established in 1969, per NCUA records.
Is Issaquena County Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 19253): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Issaquena County Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Issaquena County Federal Credit Union well capitalized?
Its net worth ratio was 14.17% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Issaquena County Federal Credit Union's delinquency ratio?
Its delinquency ratio was 8.94% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Issaquena County Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 43.82% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Mayersville, MS 39113
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1969
- NCUA Charter #
- 19253
- RSSD ID
- 1017582
- Members
- 524
- Potential members
- 1,023
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 4 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 14.17% | 14.31% | 49th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | -0.95% | 0.72% | under 10th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -6.71% | 4.74% | under 10th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | not on file | 3.93% | not on file |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | not on file | 79.83% | not on file |
| Cost of funds Middle half of peers: 0.37% to 1.23% | not on file | 0.78% | not on file |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 8.94% | 0.86% | under 10th bottom |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 6.30% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 43.82% | 58.92% | 27th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$870K total assets against $1.1M; $739K total shares and deposits against $927K; $324K total loans against $447K.
$123K net worth against $130K.
14.17% net worth ratio against 12.20%.
43.82% loan-to-share ratio against 48.17%.
8.94% delinquency ratio against 10.73%.
-0.95% return on assets against 3.30%; -6.71% return on equity against 27.09%.
524 members against 523.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 14.17% | -0.95% | 8.94% | 43.82% |
| March 31, 2026 | 13.90% | 5.76% | 12.35% | 43.13% |
| December 31, 2025 | 11.62% | -5.11% | 22.44% | 43.43% |
| September 30, 2025 | 12.13% | -1.61% | 12.26% | 47.69% |
| June 30, 2025 | 12.20% | 3.30% | 10.73% | 48.17% |
| March 31, 2025 | 10.94% | -1.70% | 15.56% | 46.63% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.