Jeep Country Federal Credit Union Holland, Ohio
Jeep Country Federal Credit Union is a federal credit union headquartered in Holland, OH, established in 1938 (NCUA charter 2918), and it is regulated and insured by the NCUA. At Q2 2026 it reported 14,941 members and total assets of $72.1M (down 6.5% from Q2 2025), the 91st largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 15.08% at Q2 2026, in the well capitalized band.
Also written as Jeep Country FCU
BankRegReports is independent of Jeep Country Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 2918
- Headquarters
- Holland, OH
- Established
- 1938
- Total assets, Q2 2026
- $72.1M
- Assets vs Q2 2025
- -6.5%
- Members, Q2 2026
- 14,941
- Net worth ratio, Q2 2026
- 15.08%
- Latest call report
- Q2 2026, NCUA 5300 · Jeep Country Federal Credit Union call report
- Asset rank in state
- 91st of 191 in Ohio
- Routing number
- 241282072
- Branches
- 3
It has 765 fewer members than on June 30, 2025 (-4.9%). Its net worth ratio was up 0.36 percentage points from 14.72% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $10.6M of $31.8M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 3.66% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 15.08% net worth ratio is above that band's 14.31% median.
Frequently asked about Jeep Country Federal Credit Union
How big is Jeep Country Federal Credit Union?
At Q2 2026 it reported total assets of $72.1M and 14,941 members.
Where is Jeep Country Federal Credit Union headquartered?
It is headquartered in Holland, OH, United States.
When was Jeep Country Federal Credit Union founded?
It was established in 1938, per NCUA records.
Is Jeep Country Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 2918): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Jeep Country Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Jeep Country Federal Credit Union well capitalized?
Its net worth ratio was 15.08% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Jeep Country Federal Credit Union's delinquency ratio?
Its delinquency ratio was 3.66% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Jeep Country Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 50.84% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Holland, OH 43528
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1938
- NCUA Charter #
- 2918
- RSSD ID
- 865478
- Members
- 14,941
- Potential members
- 150,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 4.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 15.08% | 14.31% | 54th above |
| Return on assets Middle half of peers: 0.16% to 1.30% | -0.24% | 0.72% | 18th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | -1.56% | 4.74% | 18th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.56% | 3.93% | 35th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 101.90% | 79.83% | 13th bottom |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.13% | 0.78% | 31st below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 3.66% | 0.86% | 12th bottom |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.70% | 4.70% | 50th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 50.84% | 58.92% | 38th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$72.1M total assets against $77.1M; $62.5M total shares and deposits against $69.5M; $31.8M total loans against $37.2M.
$10.9M net worth against $11.4M.
15.08% net worth ratio against 14.72%.
50.84% loan-to-share ratio against 53.52%.
3.66% delinquency ratio against 4.92%.
-0.24% return on assets against -0.75%; -1.56% return on equity against -5.05%.
3.56% net interest margin against 2.98%.
14,941 members against 15,706.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 15.08% | -0.24% | 3.66% | 50.84% |
| March 31, 2026 | 14.82% | -0.68% | 1.72% | 52.25% |
| December 31, 2025 | 14.62% | -0.99% | 4.88% | 51.73% |
| September 30, 2025 | 15.07% | 1.33% | 5.74% | 54.21% |
| June 30, 2025 | 14.72% | -0.75% | 4.92% | 53.52% |
| March 31, 2025 | 13.80% | -0.42% | 3.57% | 51.42% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
The credit union posted negative net income relative to assets in its latest filing. Credit unions build net worth only through retained earnings, so sustained losses gradually weaken capital. BankRegReports flag, negative earnings.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.