Jetstream Federal Credit Union Miami Lakes, Florida
Jetstream Federal Credit Union is a federal credit union headquartered in Miami Lakes, FL, established in 1978 (NCUA charter 24718), and it is regulated and insured by the NCUA. At Q2 2026 it reported 14,143 members and total assets of $307.0M (up 15.6% from Q2 2025), the 45th largest of 106 credit unions headquartered in Florida. Its net worth ratio was 9.97% at Q2 2026, in the well capitalized band.
Also written as Jetstream FCU
BankRegReports is independent of Jetstream Federal Credit Union and never asks for online banking logins or passwords.
Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 24718
- Headquarters
- Miami Lakes, FL
- Established
- 1978
- Total assets, Q2 2026
- $307.0M
- Assets vs Q2 2025
- +15.6%
- Members, Q2 2026
- 14,143
- Net worth ratio, Q2 2026
- 9.97%
- Latest call report
- Q2 2026, NCUA 5300 · Jetstream Federal Credit Union call report
- Asset rank in state
- 45th of 106 in Florida
- Routing number
- 267080355
- Branches
- 6
It has 2 fewer members than on June 30, 2025. Its net worth ratio was down 1.02 percentage points from 10.99% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $117.4M of $237.4M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.32% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026. Its 9.97% net worth ratio is below that band's 11.43% median.
Frequently asked about Jetstream Federal Credit Union
How big is Jetstream Federal Credit Union?
At Q2 2026 it reported total assets of $307.0M and 14,143 members.
Where is Jetstream Federal Credit Union headquartered?
It is headquartered in Miami Lakes, FL, United States.
When was Jetstream Federal Credit Union founded?
It was established in 1978, per NCUA records.
Is Jetstream Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 24718): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Jetstream Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Jetstream Federal Credit Union well capitalized?
Its net worth ratio was 9.97% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Jetstream Federal Credit Union's delinquency ratio?
Its delinquency ratio was 0.32% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Jetstream Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 92.98% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Miami Lakes, FL 33016
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1978
- NCUA Charter #
- 24718
- RSSD ID
- 549787
- Members
- 14,143
- Potential members
- 3,266,581
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 1,341 credit unions with $100M to $1B in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 13.58% | 9.97% | 11.43% | 27th below |
| Return on assets Middle half of peers: 0.43% to 1.23% | 0.57% | 0.81% | 34th below |
| Return on equity Middle half of peers: 3.87% to 9.84% | 5.73% | 7.02% | 40th below |
| Net interest margin Middle half of peers: 3.30% to 4.10% | 3.66% | 3.70% | 48th below |
| Efficiency ratio Middle half of peers: 68.90% to 83.49% | 79.69% | 76.55% | 39th below |
| Cost of funds Middle half of peers: 0.92% to 1.56% | 1.43% | 1.24% | 35th below |
| Delinquency ratio Middle half of peers: 0.39% to 1.12% | 0.32% | 0.68% | 81st top |
| Yield on assets Middle half of peers: 4.53% to 5.37% | 5.09% | 4.92% | 60th position only |
| Loan-to-share ratio Middle half of peers: 62.05% to 86.41% | 92.98% | 75.66% | 89th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$307.0M total assets against $265.5M; $255.3M total shares and deposits against $229.4M; $237.4M total loans against $218.6M.
$30.6M net worth against $29.2M.
9.97% net worth ratio against 10.99%.
92.98% loan-to-share ratio against 95.29%.
0.32% delinquency ratio against 0.23%.
0.57% return on assets against 1.12%; 5.73% return on equity against 10.22%.
3.66% net interest margin against 4.28%.
14,143 members against 14,145.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.97% | 0.57% | 0.32% | 92.98% |
| March 31, 2026 | 10.58% | 0.72% | 0.10% | 93.20% |
| December 31, 2025 | 11.16% | 0.57% | 0.09% | 100.46% |
| September 30, 2025 | 11.00% | 0.70% | 0.30% | 97.15% |
| June 30, 2025 | 10.99% | 1.12% | 0.23% | 95.29% |
| March 31, 2025 | 10.71% | 0.83% | 0.07% | 92.01% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.