Credit Union Safety Analysis
Is Kenosha Police and Firemens Credit Union Safe? Kenosha, Wisconsin
Based on its Q2 2026 NCUA 5300 call report, Kenosha Police and Firemens Credit Union has a net worth ratio of 37.91%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.24%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Kenosha Police and Firemens Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Kenosha Police and Firemens Credit Union's net worth ratio is 37.91%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 37.91%
- Delinquency ratio (60+ days) (Q2 2026): 1.24%
- Return on assets (Q2 2026): 0.80%
- Loan-to-share ratio (Q2 2026): 55.23%
Kenosha Police and Firemens Credit Union (NCUA charter 66410, established 1928) reported $9.3M in assets and 1,082 members for Q2 2026 from Kenosha, Wisconsin. It ranks 86 of 98 credit unions in Wisconsin by total assets. Total assets grew 10.4% from $8.4M on June 30, 2025. It has 11 fewer members than on June 30, 2025 (-1.0%). Its net worth ratio was down 3.62 percentage points from 41.53% on June 30, 2025. Used vehicle loans are its largest loan category, $1.4M of $3.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.24% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 38.55% for Q1 2026; 41.53% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 1.35% for Q1 2026; 0.64% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.06% for Q1 2026; 1.25% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 53.03% for Q1 2026; 59.60% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $1.4M
- New vehicle loans: $1.2M
- Other unsecured loans and lines of credit: $392K
- Other secured non-real estate loans and lines of credit: $112K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $9.3M | 37.91% | 1.24% | 0.80% | 55.23% |
| March 31, 2026 | $9.1M | 38.55% | 1.35% | 0.06% | 53.03% |
| December 31, 2025 | $8.7M | 40.25% | 1.24% | -0.45% | 60.80% |
| September 30, 2025 | $8.5M | 41.07% | 0.57% | 0.73% | 57.33% |
| June 30, 2025 | $8.4M | 41.53% | 0.64% | 1.25% | 59.60% |
| March 31, 2025 | $8.4M | 41.17% | 0.35% | 1.16% | 61.61% |
Add this badge to your website
Free to use. It shows Kenosha Police and Firemens Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Kenosha Police and Firemens Credit Union profile
Regulator records: NCUA credit union profile (charter 66410) · FFIEC NIC profile (RSSD 888392)
Frequently asked questions
Is Kenosha Police and Firemens Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Kenosha Police and Firemens Credit Union's net worth ratio is 37.91%, above the 7% NCUA threshold for well capitalized.
Is Kenosha Police and Firemens Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Kenosha Police and Firemens Credit Union is a federally insured credit union (NCUA charter 66410): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Kenosha Police and Firemens Credit Union's key safety ratios?
For Q2 2026, Kenosha Police and Firemens Credit Union reports net worth 37.91%, delinquency 1.24%, ROA 0.80%, loan-to-share 55.23%.
What happens to my money if Kenosha Police and Firemens Credit Union fails?
For Q2 2026, Kenosha Police and Firemens Credit Union held $5.7M in shares and deposits for 1,082 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.