Kings Peak Credit Union Roosevelt, Utah
Kings Peak Credit Union is a state-chartered credit union headquartered in Roosevelt, UT, established in 1954 (NCUA charter 67160), and it is regulated and insured by the NCUA. At Q2 2026 it reported 4,013 members and total assets of $68.4M (up 15.9% from Q2 2025), the 25th largest of 50 credit unions headquartered in Utah. Its net worth ratio was 9.28% at Q2 2026, in the well capitalized band.
Also written as Kings Peak CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 67160
- Headquarters
- Roosevelt, UT
- Established
- 1954
- Total assets, Q2 2026
- $68.4M
- Assets vs Q2 2025
- +15.9%
- Members, Q2 2026
- 4,013
- Net worth ratio, Q2 2026
- 9.28%
- Latest call report
- Q2 2026, NCUA 5300 · Kings Peak Credit Union call report
- Asset rank in state
- 25th of 50 in Utah
- Routing number
- 324377998
- Branches
- 1
It has 379 more members than on June 30, 2025 (+10.4%). Its net worth ratio was up 0.43 percentage points from 8.85% on June 30, 2025. Used vehicle loans are its largest loan category, $23.8M of $55.0M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 3.03% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 9.28% net worth ratio is below that band's 14.31% median.
Frequently asked about Kings Peak Credit Union
How big is Kings Peak Credit Union?
At Q2 2026 it reported total assets of $68.4M and 4,013 members.
Where is Kings Peak Credit Union headquartered?
It is headquartered in Roosevelt, UT, United States.
When was Kings Peak Credit Union founded?
It was established in 1954, per NCUA records.
Is Kings Peak Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 67160): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Kings Peak Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Kings Peak Credit Union well capitalized?
Its net worth ratio was 9.28% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Kings Peak Credit Union's delinquency ratio?
Its delinquency ratio was 3.03% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Kings Peak Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 88.80% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Roosevelt, UT 84066
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1954
- NCUA Charter #
- 67160
- RSSD ID
- 273792
- Members
- 4,013
- Potential members
- 55,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 9.28% | 14.31% | 11th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 1.96% | 0.72% | over 90th top |
| Return on equity Middle half of peers: 1.04% to 8.69% | 21.10% | 4.74% | over 90th top |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.55% | 3.93% | 75th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 52.95% | 79.83% | over 90th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 2.91% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 3.03% | 0.86% | 17th bottom |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 7.46% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 88.80% | 58.92% | 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$68.4M total assets against $59.1M; $62.0M total shares and deposits against $53.7M; $55.0M total loans against $44.8M.
$6.3M net worth against $5.2M.
9.28% net worth ratio against 8.85%.
88.80% loan-to-share ratio against 83.46%.
3.03% delinquency ratio against 1.78%.
1.96% return on assets against 1.09%; 21.10% return on equity against 12.36%.
4.55% net interest margin against 4.06%.
4,013 members against 3,634.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.28% | 1.96% | 3.03% | 88.80% |
| March 31, 2026 | 9.19% | 1.61% | 3.03% | 84.35% |
| December 31, 2025 | 8.75% | 1.63% | 2.68% | 81.88% |
| September 30, 2025 | 9.12% | 1.72% | 1.66% | 86.05% |
| June 30, 2025 | 8.85% | 1.09% | 1.78% | 83.46% |
| March 31, 2025 | 8.86% | 1.44% | 1.48% | 80.50% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 2% of the loan book, well above the credit-union industry norm of under 1%. Sustained high delinquency erodes net worth through charge-offs. BankRegReports band vs the <1% industry norm.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.