Knoxville TVA Employees Credit Union Knoxville, Tennessee
Knoxville TVA Employees Credit Union is a state-chartered credit union headquartered in Knoxville, TN (NCUA charter 68085), and it is regulated and insured by the NCUA. At Q2 2026 it reported 308,932 members and total assets of $5.32B (up 9.8% from Q2 2025), the 2nd largest of 123 credit unions headquartered in Tennessee. Its net worth ratio was 11.16% at Q2 2026, in the well capitalized band.
Also written as Knoxville TVA Employees CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 68085
- Headquarters
- Knoxville, TN
- Established
- Not reported
- Total assets, Q2 2026
- $5.32B
- Assets vs Q2 2025
- +9.8%
- Members, Q2 2026
- 308,932
- Net worth ratio, Q2 2026
- 11.16%
- Latest call report
- Q2 2026, NCUA 5300 · Knoxville TVA Employees Credit Union call report
- Asset rank in state
- 2nd of 123 in Tennessee
- Routing number
- 264279567
- Branches
- 25
It has 14,617 more members than on June 30, 2025 (+5.0%). Its net worth ratio was up 0.36 percentage points from 10.80% on June 30, 2025. New vehicle loans are its largest loan category, $2.22B of $4.31B in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.34% is below the 0.68% median of the 454 credit unions with $1B to $10B in assets for Q2 2026. Its 11.16% net worth ratio is above that band's 10.89% median.
Credit unions merged into Knoxville TVA Employees Credit Union
Kingston TVA Employees Credit Union (2025) · Mountain Lakes Community Federal Credit Union (2018)
Frequently asked about Knoxville TVA Employees Credit Union
How big is Knoxville TVA Employees Credit Union?
At Q2 2026 it reported total assets of $5.32B and 308,932 members.
Where is Knoxville TVA Employees Credit Union headquartered?
It is headquartered in Knoxville, TN, United States.
Is Knoxville TVA Employees Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 68085): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Knoxville TVA Employees Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Knoxville TVA Employees Credit Union well capitalized?
Its net worth ratio was 11.16% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Knoxville TVA Employees Credit Union's delinquency ratio?
Its delinquency ratio was 0.34% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Knoxville TVA Employees Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 94.01% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Knoxville, TN 37932
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- NCUA Charter #
- 68085
- RSSD ID
- 456492
- Members
- 308,932
- Potential members
- 1,169,312
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 454 credit unions with $1B to $10B in assets, as of Q2 2026. It is in the top quartile on 4 of 7 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 9.81% to 12.63% | 11.16% | 10.89% | 54th above |
| Return on assets Middle half of peers: 0.59% to 1.25% | 1.44% | 0.89% | 82nd top |
| Return on equity Middle half of peers: 5.37% to 10.92% | 13.30% | 8.07% | 89th top |
| Net interest margin Middle half of peers: 3.05% to 3.80% | 3.43% | 3.45% | 49th below |
| Efficiency ratio Middle half of peers: 63.16% to 77.23% | 53.19% | 70.59% | over 90th top |
| Cost of funds Middle half of peers: 1.37% to 1.99% | 1.94% | 1.68% | 29th below |
| Delinquency ratio Middle half of peers: 0.45% to 1.05% | 0.34% | 0.68% | 87th top |
| Yield on assets Middle half of peers: 4.70% to 5.46% | 5.37% | 5.12% | 68th position only |
| Loan-to-share ratio Middle half of peers: 78.23% to 95.19% | 94.01% | 88.03% | 71st position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.32B total assets against $4.84B; $4.59B total shares and deposits against $4.17B; $4.31B total loans against $4.04B.
$576.4M net worth against $508.4M.
11.16% net worth ratio against 10.80%.
94.01% loan-to-share ratio against 96.79%.
0.34% delinquency ratio against 0.39%.
1.44% return on assets against 1.55%; 13.30% return on equity against 14.72%.
3.43% net interest margin against 3.19%.
308,932 members against 294,315.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.16% | 1.44% | 0.34% | 94.01% |
| March 31, 2026 | 11.04% | 0.69% | 0.33% | 93.13% |
| December 31, 2025 | 11.20% | 1.88% | 0.52% | 94.19% |
| September 30, 2025 | 11.00% | 1.57% | 0.44% | 95.26% |
| June 30, 2025 | 10.80% | 1.55% | 0.39% | 96.79% |
| March 31, 2025 | 10.57% | 1.73% | 0.32% | 96.88% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.