Korean American Catholics Federal Credit Union Flushing, New York
Korean American Catholics Federal Credit Union is a federal credit union headquartered in Flushing, NY, established in 1979 (NCUA charter 23503), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,636 members and total assets of $30.3M (down 6.7% from Q2 2025), the 163rd largest of 267 credit unions headquartered in New York. Its net worth ratio was 12.20% at Q2 2026, in the well capitalized band.
Also written as Korean American Catholics FCU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- Federal credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 23503
- Headquarters
- Flushing, NY
- Established
- 1979
- Total assets, Q2 2026
- $30.3M
- Assets vs Q2 2025
- -6.7%
- Members, Q2 2026
- 1,636
- Net worth ratio, Q2 2026
- 12.20%
- Latest call report
- Q2 2026, NCUA 5300 · Korean American Catholics Federal Credit Union call report
- Asset rank in state
- 163rd of 267 in New York
- Routing number
- 026082617
- Branches
- 4
It has 39 fewer members than on June 30, 2025 (-2.3%). Its net worth ratio was up 0.89 percentage points from 11.31% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $23.3M of $24.0M in total loans on its June 30, 2026 filing.
Credit unions similar in size in New York
Frequently asked about Korean American Catholics Federal Credit Union
How big is Korean American Catholics Federal Credit Union?
At Q2 2026 it reported total assets of $30.3M and 1,636 members.
Where is Korean American Catholics Federal Credit Union headquartered?
It is headquartered in Flushing, NY, United States.
When was Korean American Catholics Federal Credit Union founded?
It was established in 1979, per NCUA records.
Is Korean American Catholics Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 23503): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Korean American Catholics Federal Credit Union?
It is a federal credit union, chartered and supervised by the NCUA.
Is Korean American Catholics Federal Credit Union well capitalized?
Its net worth ratio was 12.20% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Korean American Catholics Federal Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 91.05% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Flushing, NY 11354
- Charter Type
- Federal credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1979
- NCUA Charter #
- 23503
- RSSD ID
- 475288
- Members
- 1,636
- Potential members
- 2,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 6 ranked measures.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 12.20% | 14.31% | 33rd below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.72% | 0.72% | 50th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 5.87% | 4.74% | 57th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.55% | 3.93% | 34th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 81.04% | 79.83% | 47th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 0.97% | 0.78% | 39th below |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 4.52% | 4.70% | 41st position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 91.05% | 58.92% | over 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$30.3M total assets against $32.5M; $26.4M total shares and deposits against $28.5M; $24.0M total loans against $25.7M.
$3.7M net worth against $3.7M.
12.20% net worth ratio against 11.31%.
91.05% loan-to-share ratio against 90.18%.
0.72% return on assets against 0.12%; 5.87% return on equity against 1.05%.
3.55% net interest margin against 3.39%.
1,636 members against 1,675.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 12.20% | 0.72% | — | 91.05% |
| March 31, 2026 | 11.59% | -0.75% | 0.00% | 88.95% |
| December 31, 2025 | 11.60% | 0.29% | 0.00% | 88.92% |
| September 30, 2025 | 11.51% | 0.03% | 0.00% | 90.35% |
| June 30, 2025 | 11.31% | 0.12% | 0.14% | 90.18% |
| March 31, 2025 | 11.14% | -0.23% | 0.12% | 89.61% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.