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Credit Union Routing Number

Lakes Federal Credit Union Routing Number

The routing number for Lakes Federal Credit Union is 274975259. It is a credit union in Monticello, Indiana, NCUA charter 10772.

Primary ABA / RTN
274975259

Data as of · size and membership from the NCUA 5300 call report. How we update

About Lakes Federal Credit Union

Lakes Federal Credit Union is based in Monticello, Indiana, and has been chartered since 1956. It reported $28.0M in assets for Q2 2026, the 88th largest of 119 credit unions headquartered in Indiana and 2863rd of 4,252 nationally. Assets were $26.1M a year earlier (Q2 2025), so the credit union is larger now. It counted 3,022 members on that report. The NCUA lists 1 branch location for the credit union.

Record

Routing number
274975259
NCUA charter number
10772
RSSD ID
773984
Headquarters
Monticello, Indiana 47960
Chartered
1956
NCUA insured since
April 8, 1971
Total assets (Q2 2026)
$28.0M
Members (Q2 2026)
3,022
Branch locations
1
Routing record refreshed
October 8, 2026
Check before you send money. Lakes Federal Credit Union's FFIEC record lists this one primary number and does not say whether it also serves wires. Confirm the wire number with the credit union. What a routing number is.

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