Credit Union Safety Analysis
Is Landmark Credit Union Safe? Danville, Illinois
Based on its Q2 2026 NCUA 5300 call report, Landmark Credit Union has a net worth ratio of 9.92%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.50%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Landmark Credit Union's net worth ratio is 9.92%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 9.92%
- Delinquency ratio (60+ days) (Q2 2026): 0.50%
- Return on assets (Q2 2026): 0.33%
- Loan-to-share ratio (Q2 2026): 41.77%
Landmark Credit Union (NCUA charter 60532, established 1935) reported $119.1M in assets and 9,455 members for Q2 2026 from Danville, Illinois. It ranks 50 of 185 credit unions in Illinois by total assets. Total assets grew 0.3% from $118.8M on June 30, 2025. It has 376 fewer members than on June 30, 2025 (-3.8%). Its net worth ratio was up 0.22 percentage points from 9.70% on June 30, 2025. Used vehicle loans are its largest loan category, $23.9M of $44.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.50% is below the 0.68% median of the 1,338 credit unions with $100M to $1B in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 1,341 credit unions with $100M to $1B in assets: 11.43%; middle half of peers: 9.81% to 13.58%.
Earlier filings: 9.56% for Q1 2026; 9.70% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.68%; middle half of peers: 0.39% to 1.12%.
Earlier filings: 0.48% for Q1 2026; 0.72% for Q2 2025.
Median of the 1,338 credit unions with $100M to $1B in assets: 0.81%; middle half of peers: 0.43% to 1.23%.
Earlier filings: 0.13% for Q1 2026; 0.35% for Q2 2025.
Median of the 1,341 credit unions with $100M to $1B in assets: 75.66%; middle half of peers: 62.05% to 86.41%.
Earlier filings: 41.49% for Q1 2026; 42.95% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $23.9M
- New vehicle loans: $12.7M
- 1- to 4-family residential and other consumer real estate loans: $4.8M
- Other unsecured loans and lines of credit: $1.6M
- Unsecured credit card loans: $997K
- Other secured non-real estate loans and lines of credit: $214K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $119.1M | 9.92% | 0.50% | 0.33% | 41.77% |
| March 31, 2026 | $122.5M | 9.56% | 0.48% | 0.13% | 41.49% |
| December 31, 2025 | $118.6M | 9.85% | 0.62% | 0.34% | 44.36% |
| September 30, 2025 | $117.2M | 9.88% | 0.72% | 0.37% | 44.10% |
| June 30, 2025 | $118.8M | 9.70% | 0.72% | 0.35% | 42.95% |
| March 31, 2025 | $121.4M | 9.40% | 0.67% | 0.04% | 38.16% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Regulator records: NCUA credit union profile (charter 60532) · FFIEC NIC profile (RSSD 413691)
Frequently asked questions
Is Landmark Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Landmark Credit Union's net worth ratio is 9.92%, above the 7% NCUA threshold for well capitalized.
Is Landmark Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Landmark Credit Union is a federally insured credit union (NCUA charter 60532): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Landmark Credit Union's key safety ratios?
For Q2 2026, Landmark Credit Union reports net worth 9.92%, delinquency 0.50%, ROA 0.33%, loan-to-share 41.77%.
What happens to my money if Landmark Credit Union fails?
For Q2 2026, Landmark Credit Union held $105.9M in shares and deposits for 9,455 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.