Latvian Credit Union Minneapolis, Minnesota
Latvian Credit Union is a state-chartered credit union headquartered in Minneapolis, MN, established in 1965 (NCUA charter 63891), and it is regulated and insured by the NCUA. At Q2 2026 it reported 733 members and total assets of $5.8M (down 1.9% from Q2 2025), the 73rd largest of 79 credit unions headquartered in Minnesota. Its net worth ratio was 11.01% at Q2 2026, in the well capitalized band.
Also written as Latvian CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63891
- Headquarters
- Minneapolis, MN
- Established
- 1965
- Total assets, Q2 2026
- $5.8M
- Assets vs Q2 2025
- -1.9%
- Members, Q2 2026
- 733
- Net worth ratio, Q2 2026
- 11.01%
- Latest call report
- Q2 2026, NCUA 5300 · Latvian Credit Union call report
- Asset rank in state
- 73rd of 79 in Minnesota
- Routing number
- 291074612
- Branches
- 1
It has 9 more members than on June 30, 2025 (+1.2%). Its net worth ratio was up 0.60 percentage points from 10.41% on June 30, 2025. Used vehicle loans are its largest loan category, $2.5M of $4.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.85% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 11.01% net worth ratio is below that band's 14.31% median.
Credit unions similar in size in Minnesota
Frequently asked about Latvian Credit Union
How big is Latvian Credit Union?
At Q2 2026 it reported total assets of $5.8M and 733 members.
Where is Latvian Credit Union headquartered?
It is headquartered in Minneapolis, MN, United States.
When was Latvian Credit Union founded?
It was established in 1965, per NCUA records.
Is Latvian Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63891): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Latvian Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Latvian Credit Union well capitalized?
Its net worth ratio was 11.01% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Latvian Credit Union's delinquency ratio?
Its delinquency ratio was 0.85% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Latvian Credit Union's loan-to-share ratio?
Its loan-to-share ratio was 89.12% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Minneapolis, MN 55407
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1965
- NCUA Charter #
- 63891
- RSSD ID
- 848097
- Members
- 733
- Potential members
- 1,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 11.01% | 14.31% | 24th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.50% | 0.72% | 40th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 4.51% | 4.74% | 48th below |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 5.04% | 3.93% | 87th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 89.94% | 79.83% | 29th below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.40% | 0.78% | 20th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.85% | 0.86% | 51st above |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 6.43% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 89.12% | 58.92% | 90th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$5.8M total assets against $5.9M; $5.2M total shares and deposits against $5.3M; $4.6M total loans against $4.8M.
$641K net worth against $618K.
11.01% net worth ratio against 10.41%.
89.12% loan-to-share ratio against 91.09%.
0.85% delinquency ratio against 0.26%.
0.50% return on assets against 0.76%; 4.51% return on equity against 7.27%.
5.04% net interest margin against 4.93%.
733 members against 724.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.01% | 0.50% | 0.85% | 89.12% |
| March 31, 2026 | 11.03% | 0.24% | 0.80% | 93.75% |
| December 31, 2025 | 10.85% | -0.33% | 0.06% | 94.90% |
| September 30, 2025 | 11.13% | 1.20% | 0.16% | 102.44% |
| June 30, 2025 | 10.41% | 0.76% | 0.26% | 91.09% |
| March 31, 2025 | 10.15% | 0.72% | 0.69% | 90.55% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.